The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Mughalsarai Pt. Deen Dayal Upadhyaya Nagar branch in Chandauli, Mughalsarai, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Utkarsh Small Finance Bank located in Chandauli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTKS0001708. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Utkarsh Small Finance Bank, Mughalsarai Pt. Deen Dayal Upadhyaya Nagar, Chandauli
Here are some of the key details that come with the IFSC Code UTKS0001708 of Utkarsh Small Finance Bank for its branch located in Chandauli, within the district of Mughalsarai in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| IFSC Code | UTKS0001708 |
| Branch | Mughalsarai Pt. Deen Dayal Upadhyaya Nagar |
| City | Chandauli |
| District | Mughalsarai |
| State | Uttar Pradesh |
| Address | House No.908 539 Aarazi No.147 Mauza-Chandhasi Near Sbi Bank Pandit Din Dayal Upadhyay Nagar Mughalsarai District-Chandauli Uttar Pradesh Pincode-232101 |
These details helps users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Chandauli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001708 for the Mughalsarai Pt. Deen Dayal Upadhyaya Nagar branch of Utkarsh Small Finance Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Utkarsh Small Finance Bank located in Mughalsarai Pt. Deen Dayal Upadhyaya Nagar, Chandauli, Uttar Pradesh, are given a unique IFSC like UTKS0001708 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chandauli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Chandauli and Mughalsarai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Utkarsh Small Finance Bank in Mughalsarai Pt. Deen Dayal Upadhyaya Nagar goes to the correct branch. This is important because Utkarsh Small Finance Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTKS0001708
The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Utkarsh Small Finance Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mughalsarai Pt. Deen Dayal Upadhyaya Nagar in Chandauli.
For example, the IFSC Code UTKS0001708 of Utkarsh Small Finance Bank for the Mughalsarai Pt. Deen Dayal Upadhyaya Nagar branch has these elements, identifying the bank and the branch location in Chandauli and Uttar Pradesh correctly.
How to Find IFSC Code for Utkarsh Small Finance Bank?
To find the IFSC Code UTKS0001708 of Utkarsh Small Finance Bank for its Mughalsarai Pt. Deen Dayal Upadhyaya Nagar branch located in Chandauli, the following methods can help you out:
Cheque Book
The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Utkarsh Small Finance Bank branches in Chandauli and Mughalsarai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Utkarsh Small Finance Bank and go to the branch locator section. Then search for Mughalsarai Pt. Deen Dayal Upadhyaya Nagar or Chandauli to find the exact IFSC Code UTKS0001708.
Mobile Banking App
If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Utkarsh Small Finance Bank and Chandauli will provide accurate information.
How to Use IFSC Code UTKS0001708 for Online Transfers?
Once you have the IFSC Code UTKS0001708 for the Mughalsarai Pt. Deen Dayal Upadhyaya Nagar branch of Utkarsh Small Finance Bank in Chandauli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTKS0001708. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001708.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Utkarsh Small Finance Bank Mughalsarai Pt. Deen Dayal Upadhyaya Nagar in Chandauli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Mughalsarai Pt. Deen Dayal Upadhyaya Nagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Utkarsh Small Finance Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Chandauli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mughalsarai Pt. Deen Dayal Upadhyaya Nagar Chandauli branch is UTKS0001708.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at House No.908 539 Aarazi No.147 Mauza-Chandhasi Near Sbi Bank Pandit Din Dayal Upadhyay Nagar Mughalsarai District-Chandauli Uttar Pradesh Pincode-232101.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.