The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Anuppur branch in Anuppur, Anuppur, Madhya Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Utkarsh Small Finance Bank located in Anuppur or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code UTKS0001229. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Utkarsh Small Finance Bank, Anuppur, Anuppur
Below in the table are the key details related to IFSC Code UTKS0001229 of Utkarsh Small Finance Bank for its branch located in Anuppur, within the district of Anuppur in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| IFSC Code | UTKS0001229 |
| Branch | Anuppur |
| City | Anuppur |
| District | Anuppur |
| State | Madhya Pradesh |
| Address | Village - Samatpur,Halka - Patwari Anuppur,Tehsil - Anuppur,District - Anuppur,State - Madhya Pradesh,Pin Code-484224 |
These details help users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Anuppur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001229 for the Anuppur branch of Utkarsh Small Finance Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Utkarsh Small Finance Bank located in Anuppur, Anuppur, Madhya Pradesh, is provided a unique IFSC like UTKS0001229 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Utkarsh Small Finance Bank branch in Anuppur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Anuppur and Anuppur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Utkarsh Small Finance Bank in Anuppur do not get misguided to another person.
Format of the IFSC Code UTKS0001229
The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Utkarsh Small Finance Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Anuppur in Anuppur.
For example, the IFSC Code UTKS0001229 of Utkarsh Small Finance Bank for the Anuppur branch includes these elements, identifying the bank and the branch location in Anuppur and Madhya Pradesh accurately.
How to Find IFSC Code for Utkarsh Small Finance Bank?
If you are trying to find the IFSC Code UTKS0001229 of Utkarsh Small Finance Bank for its Anuppur branch located in Anuppur, the following methods can help:
Cheque Book
The cheque books that are issued by Utkarsh Small Finance Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Utkarsh Small Finance Bank branches in Anuppur and Anuppur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Utkarsh Small Finance Bank and find the branch locator section. Search for Anuppur or Anuppur to get the exact IFSC Code UTKS0001229.
Mobile Banking App
If you use Utkarsh Small Finance Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Utkarsh Small Finance Bank and Anuppur that will provide accurate information.
How to Use IFSC Code UTKS0001229 for Online Transfers?
Once you have the IFSC Code UTKS0001229 for the Anuppur branch of Utkarsh Small Finance Bank in Anuppur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTKS0001229. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001229.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Utkarsh Small Finance Bank Anuppur in Anuppur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Anuppur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Utkarsh Small Finance Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Anuppur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTKS0001229.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Village - Samatpur,Halka - Patwari Anuppur,Tehsil - Anuppur,District - Anuppur,State - Madhya Pradesh,Pin Code-484224 located in Anuppur, Anuppur, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.