Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Utkarsh Small Finance Bank for its Kashipur Od branch in Ahpr ( D, Kashipur Od, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Utkarsh Small Finance Bank located in Ahpr ( D or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UTKS0001914. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Utkarsh Small Finance Bank, Kashipur Od, Ahpr ( D

Below in the table are the key details related to IFSC Code UTKS0001914 of Utkarsh Small Finance Bank for its branch located in Ahpr ( D, within the district of Kashipur Od in the state of Odisha.

Particulars Details
Bank Utkarsh Small Finance Bank
IFSC Code UTKS0001914
Branch Kashipur Od
City Ahpr ( D
District Kashipur Od
State Odisha
Address Utkarsh Small Finance Bank Ltd.Bhawanipatna Road Infront Of Block Office Police Colony Kashipur Raygada Odisha Pin-765015

These details helps users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Ahpr ( D for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001914 for the Kashipur Od branch of Utkarsh Small Finance Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Utkarsh Small Finance Bank located in Kashipur Od, Ahpr ( D, Odisha, is provided with a unique IFSC like UTKS0001914 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Utkarsh Small Finance Bank branch in Ahpr ( D.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ahpr ( D and Kashipur Od.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Utkarsh Small Finance Bank in Kashipur Od do not get mixed with another location.

Format of the IFSC Code UTKS0001914

This is the format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Utkarsh Small Finance Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kashipur Od in Ahpr ( D.

For example, the IFSC Code UTKS0001914 of Utkarsh Small Finance Bank for the Kashipur Od branch includes these elements, identifying the bank and the branch location in Ahpr ( D and Odisha accurately.

How to Find IFSC Code for Utkarsh Small Finance Bank?

If you are looking for the IFSC Code UTKS0001914 of Utkarsh Small Finance Bank for its Kashipur Od branch located in Ahpr ( D, the following methods can help:

Cheque Book

The cheque book that is issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Utkarsh Small Finance Bank branches in Ahpr ( D and Kashipur Od, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Utkarsh Small Finance Bank and look for the branch locator section, then search for Kashipur Od or Ahpr ( D to get the exact IFSC Code UTKS0001914.

Mobile Banking App

If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Utkarsh Small Finance Bank and Ahpr ( D, then it will provide you proper information.

How to Use IFSC Code UTKS0001914 for Online Transfers?

Once you have the IFSC Code UTKS0001914 for the Kashipur Od branch of Utkarsh Small Finance Bank in Ahpr ( D, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTKS0001914. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001914.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Utkarsh Small Finance Bank Kashipur Od in Ahpr ( D, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Kashipur Od, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Utkarsh Small Finance Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ahpr ( D manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Utkarsh Small Finance Bank in Kashipur Od, Ahpr ( D?

The IFSC Code is UTKS0001914.

Is the IFSC Code UTKS0001914 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Utkarsh Small Finance Bank Kashipur Od?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kashipur Od branch?

The address of the branch is Utkarsh Small Finance Bank Ltd.Bhawanipatna Road Infront Of Block Office Police Colony Kashipur Raygada Odisha Pin-765015 located in Ahpr ( D, Kashipur Od, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.