The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Utkarsh Small Finance Bank for its Brijlokpilibhit branch in Aey, Bareilly, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Utkarsh Small Finance Bank located in Aey or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTKS0001681. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Utkarsh Small Finance Bank, Brijlokpilibhit, Aey
The table below shows the main details of the IFSC Code UTKS0001681 for the Utkarsh Small Finance Bank branch in Aey, which falls under the Bareilly district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Utkarsh Small Finance Bank |
| IFSC Code | UTKS0001681 |
| Branch | Brijlokpilibhit |
| City | Aey |
| District | Bareilly |
| State | Uttar Pradesh |
| Address | Upper Ground Floor Sharad Tower Municipal Shop No 339A Khasra No.339 Udaypur Khas Brijlok Colony Dharamkanta Chauraha Pilibhit Road Bareilly Uttar Pradesh Pin - 243001 |
These details helps users in online banking and for businesses and individuals who use Utkarsh Small Finance Bank in Aey for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTKS0001681 for the Brijlokpilibhit branch of Utkarsh Small Finance Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Utkarsh Small Finance Bank located in Brijlokpilibhit, Aey, Uttar Pradesh, is provided a unique IFSC like UTKS0001681 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Utkarsh Small Finance Bank branch in Aey.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Aey and Bareilly.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Utkarsh Small Finance Bank in Brijlokpilibhit do not get misguided to another person.
Format of the IFSC Code UTKS0001681
The format of the IFSC Code for banks, including Utkarsh Small Finance Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Utkarsh Small Finance Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Brijlokpilibhit in Aey.
For example, the IFSC Code UTKS0001681 of Utkarsh Small Finance Bank for the Brijlokpilibhit branch has these elements, identifying the bank and the branch location in Aey and Uttar Pradesh correctly.
How to Find IFSC Code for Utkarsh Small Finance Bank?
To find the IFSC Code UTKS0001681 of Utkarsh Small Finance Bank for its Brijlokpilibhit branch located in Aey, the following methods can help you out:
Cheque Book
The cheque book issued by Utkarsh Small Finance Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Utkarsh Small Finance Bank branches in Aey and Bareilly, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Utkarsh Small Finance Bank and go to the branch locator section. Then search for Brijlokpilibhit or Aey to find the exact IFSC Code UTKS0001681.
Mobile Banking App
If you use Utkarsh Small Finance Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Utkarsh Small Finance Bank and Aey will provide accurate information.
How to Use IFSC Code UTKS0001681 for Online Transfers?
If you have the IFSC Code UTKS0001681 for the Brijlokpilibhit branch of Utkarsh Small Finance Bank in Aey, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTKS0001681. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Utkarsh Small Finance Bank IFSC Code UTKS0001681.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Utkarsh Small Finance Bank Brijlokpilibhit in Aey, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Utkarsh Small Finance Bank in Brijlokpilibhit, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Utkarsh Small Finance Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Aey manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTKS0001681.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Upper Ground Floor Sharad Tower Municipal Shop No 339A Khasra No.339 Udaypur Khas Brijlok Colony Dharamkanta Chauraha Pilibhit Road Bareilly Uttar Pradesh Pin - 243001 located in Aey, Bareilly, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.