IFSC Code of Urban Co Operative Bank Ltd Bareilly, Shahjahanpur, Shahjahanpur, Uttar Pradesh — UCLB0000011

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Urban Co Operative Bank Ltd Bareilly for its Shahjahanpur branch in Shahjahanpur, Shahjahanpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Urban Co Operative Bank Ltd Bareilly located in Shahjahanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCLB0000011. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Urban Co Operative Bank Ltd Bareilly, Shahjahanpur, Shahjahanpur

The table below shows the main details of the IFSC Code UCLB0000011 for the Urban Co Operative Bank Ltd Bareilly branch in Shahjahanpur, which falls under the Shahjahanpur district in Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Urban Co Operative Bank Ltd Bareilly in Shahjahanpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCLB0000011 for the Shahjahanpur branch of Urban Co Operative Bank Ltd Bareilly is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Urban Co Operative Bank Ltd Bareilly located in Shahjahanpur, Shahjahanpur, Uttar Pradesh, are given a unique IFSC like UCLB0000011 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Shahjahanpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Shahjahanpur and Shahjahanpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Urban Co Operative Bank Ltd Bareilly in Shahjahanpur goes to the correct branch. This is important because Urban Co Operative Bank Ltd Bareilly has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCLB0000011

The format of the IFSC Code for banks, including Urban Co Operative Bank Ltd Bareilly, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Urban Co Operative Bank Ltd Bareilly, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shahjahanpur in Shahjahanpur.

For example, the IFSC Code UCLB0000011 of Urban Co Operative Bank Ltd Bareilly for the Shahjahanpur branch includes these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Urban Co Operative Bank Ltd Bareilly?

If you are looking for the IFSC Code UCLB0000011 of Urban Co Operative Bank Ltd Bareilly for its Shahjahanpur branch located in Shahjahanpur, the following methods can help:

Cheque Book

The cheque book that is issued by Urban Co Operative Bank Ltd Bareilly includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Urban Co Operative Bank Ltd Bareilly branches in Shahjahanpur and Shahjahanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Urban Co Operative Bank Ltd Bareilly and look for the branch locator section, then search for Shahjahanpur or Shahjahanpur to get the exact IFSC Code UCLB0000011.

Mobile Banking App

If you use Urban Co Operative Bank Ltd Bareilly's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Urban Co Operative Bank Ltd Bareilly and Shahjahanpur, then it will provide you proper information.

How to Use IFSC Code UCLB0000011 for Online Transfers?

Once you have the IFSC Code UCLB0000011 for the Shahjahanpur branch of Urban Co Operative Bank Ltd Bareilly in Shahjahanpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCLB0000011. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Urban Co Operative Bank Ltd Bareilly IFSC Code UCLB0000011.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Urban Co Operative Bank Ltd Bareilly Shahjahanpur in Shahjahanpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Urban Co Operative Bank Ltd Bareilly in Shahjahanpur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Urban Co Operative Bank Ltd Bareilly website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Shahjahanpur to handle online money transfers and get their cheques cleared smoothly.