IFSC Code of Urban Co Operative Bank Ltd Bareilly, Kichha, Udham Singh Nagar, Uttarakhand — UCLB0000016

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Urban Co Operative Bank Ltd Bareilly for its Kichha branch in Kichha, Udham Singh Nagar, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Urban Co Operative Bank Ltd Bareilly situated in Kichha or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code UCLB0000016. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Urban Co Operative Bank Ltd Bareilly, Kichha, Kichha

Here are some of the key details that come with the IFSC Code UCLB0000016 of Urban Co Operative Bank Ltd Bareilly for its branch located in Kichha, within the district of Udham Singh Nagar in the state of Uttarakhand.

These details are important not only for users using online banking but also for businesses and individuals who use Urban Co Operative Bank Ltd Bareilly in Kichha for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCLB0000016 for the Kichha branch of Urban Co Operative Bank Ltd Bareilly is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Urban Co Operative Bank Ltd Bareilly located in Kichha, Kichha, Uttarakhand, are allotted a unique IFSC like UCLB0000016 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kichha.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kichha and Udham Singh Nagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Urban Co Operative Bank Ltd Bareilly in Kichha reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code UCLB0000016

The format of the IFSC Code for banks, including Urban Co Operative Bank Ltd Bareilly, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Urban Co Operative Bank Ltd Bareilly, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kichha in Kichha.

For example, the IFSC Code UCLB0000016 of Urban Co Operative Bank Ltd Bareilly for the Kichha branch has these elements, identifying the bank and the branch location in Kichha and Uttarakhand correctly.

How to Find IFSC Code for Urban Co Operative Bank Ltd Bareilly?

If you are looking for the IFSC Code UCLB0000016 of Urban Co Operative Bank Ltd Bareilly for its Kichha branch located in Kichha, the following methods can help:

Cheque Book

The cheque book that is issued by Urban Co Operative Bank Ltd Bareilly includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Urban Co Operative Bank Ltd Bareilly branches in Kichha and Udham Singh Nagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Urban Co Operative Bank Ltd Bareilly and look for the branch locator section, then search for Kichha or Kichha to get the exact IFSC Code UCLB0000016.

Mobile Banking App

If you use Urban Co Operative Bank Ltd Bareilly's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Urban Co Operative Bank Ltd Bareilly and Kichha, then it will provide you proper information.

How to Use IFSC Code UCLB0000016 for Online Transfers?

If you have the IFSC Code UCLB0000016 for the Kichha branch of Urban Co Operative Bank Ltd Bareilly in Kichha, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCLB0000016. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Urban Co Operative Bank Ltd Bareilly IFSC Code UCLB0000016.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Urban Co Operative Bank Ltd Bareilly Kichha in Kichha, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Urban Co Operative Bank Ltd Bareilly in Kichha, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Urban Co Operative Bank Ltd Bareilly website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kichha to handle online money transfers and get their cheques cleared smoothly.