There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Barol branch in Tonk, Barol, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Unity Small Finance Bank Limited situated in Tonk or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code UNBA0001017. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, Barol, Tonk

Here are some of the key details that come with the IFSC Code UNBA0001017 of Unity Small Finance Bank Limited for its branch located in Tonk, within the district of Barol in the state of Rajasthan.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0001017
Branch Barol
City Tonk
District Barol
State Rajasthan
Address S/O Ladu Gurjar, Village-Barol,Po-Malpura,Dist-Tonk,Rajasthan,Pin Code-304502

These details are crucial, not just for online banking users but also for businesses and individuals who use Unity Small Finance Bank Limited in Tonk for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001017 for the Barol branch of Unity Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Unity Small Finance Bank Limited located in Barol, Tonk, Rajasthan, are given a unique IFSC like UNBA0001017 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tonk.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Tonk and Barol.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Unity Small Finance Bank Limited in Barol goes to the correct branch. This is important because Unity Small Finance Bank Limited has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UNBA0001017

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Unity Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barol in Tonk.

For example, the IFSC Code UNBA0001017 of Unity Small Finance Bank Limited for the Barol branch includes these elements, identifying the bank and the branch location in Tonk and Rajasthan correctly.

How to Find IFSC Code for Unity Small Finance Bank Limited?

To find the IFSC Code UNBA0001017 of Unity Small Finance Bank Limited for its Barol branch located in Tonk, the following methods can help you out:

Cheque Book

The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Unity Small Finance Bank Limited branches in Tonk and Barol, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and go to the branch locator section. Then search for Barol or Tonk to find the exact IFSC Code UNBA0001017.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Unity Small Finance Bank Limited and Tonk will provide accurate information.

How to Use IFSC Code UNBA0001017 for Online Transfers?

Once you have the IFSC Code UNBA0001017 for the Barol branch of Unity Small Finance Bank Limited in Tonk, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UNBA0001017. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001017.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Unity Small Finance Bank Limited Barol in Tonk, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Unity Small Finance Bank Limited in Barol, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tonk manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited in Barol, Tonk?

The IFSC Code is UNBA0001017.

Is the IFSC Code UNBA0001017 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Unity Small Finance Bank Limited Barol?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Barol branch?

The address of the branch is S/O Ladu Gurjar, Village-Barol,Po-Malpura,Dist-Tonk,Rajasthan,Pin Code-304502 located in Tonk, Barol, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.