Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Unity Small Finance Bank Limited for its Barodiya Kholya branch in Tonk, Barodiya Kholya, or Rajasthan, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Unity Small Finance Bank Limited located in Tonk or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UNBA0001016. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Unity Small Finance Bank Limited, Barodiya Kholya, Tonk
Here are some of the key details that come with the IFSC Code UNBA0001016 of Unity Small Finance Bank Limited for its branch located in Tonk, within the district of Barodiya Kholya in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Unity Small Finance Bank Limited |
| IFSC Code | UNBA0001016 |
| Branch | Barodiya Kholya |
| City | Tonk |
| District | Barodiya Kholya |
| State | Rajasthan |
| Address | S/O Ram Karan Meena,Vill-Barodiya Kholya,Po-Aligarh,Ps-Aligarh,Block-Aligarh,Dist-Tonk,Rajasthan,Pin-304023 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Unity Small Finance Bank Limited in Tonk for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001016 for the Barodiya Kholya branch of Unity Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Unity Small Finance Bank Limited located in Barodiya Kholya, Tonk, Rajasthan, is provided a unique IFSC like UNBA0001016 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Unity Small Finance Bank Limited branch in Tonk.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tonk and Barodiya Kholya.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Unity Small Finance Bank Limited in Barodiya Kholya do not get misguided to another person.
Format of the IFSC Code UNBA0001016
The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Unity Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barodiya Kholya in Tonk.
For example, the IFSC Code UNBA0001016 of Unity Small Finance Bank Limited for the Barodiya Kholya branch includes these elements, identifying the bank and the branch location in Tonk and Rajasthan accurately.
How to Find IFSC Code for Unity Small Finance Bank Limited?
To find the IFSC Code UNBA0001016 of Unity Small Finance Bank Limited for its Barodiya Kholya branch located in Tonk, the following methods can help you out:
Cheque Book
The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Unity Small Finance Bank Limited branches in Tonk and Barodiya Kholya, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Unity Small Finance Bank Limited and go to the branch locator section. Then search for Barodiya Kholya or Tonk to find the exact IFSC Code UNBA0001016.
Mobile Banking App
If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Unity Small Finance Bank Limited and Tonk will provide accurate information.
How to Use IFSC Code UNBA0001016 for Online Transfers?
Once you have the IFSC Code UNBA0001016 for the Barodiya Kholya branch of Unity Small Finance Bank Limited in Tonk, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UNBA0001016. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001016.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Unity Small Finance Bank Limited Barodiya Kholya in Tonk may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Barodiya Kholya, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Unity Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tonk manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UNBA0001016.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is S/O Ram Karan Meena,Vill-Barodiya Kholya,Po-Aligarh,Ps-Aligarh,Block-Aligarh,Dist-Tonk,Rajasthan,Pin-304023 located in Tonk, Barodiya Kholya, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.