For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Undraha branch in Supaul, Undraha, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Unity Small Finance Bank Limited located in Supaul or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UNBA0001082. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Unity Small Finance Bank Limited, Undraha, Supaul
Here are some of the key details that come with the IFSC Code UNBA0001082 of Unity Small Finance Bank Limited for its branch located in Supaul, within the district of Undraha in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Unity Small Finance Bank Limited |
| IFSC Code | UNBA0001082 |
| Branch | Undraha |
| City | Supaul |
| District | Undraha |
| State | Bihar |
| Address | W/O Raghybans Kumar,Ward No 12,Vill-Arraha,Po-Sanskrit Nirmali,Ps-Karjaan Bazar,Taluka-Raghopur,Dist-Supaul,Bihar,Pin-854339 |
These details are essential not only for online banking users but also for businesses and individuals who use Unity Small Finance Bank Limited in Supaul for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001082 for the Undraha branch of Unity Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Unity Small Finance Bank Limited located in Undraha, Supaul, Bihar, is provided with a unique IFSC like UNBA0001082 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Unity Small Finance Bank Limited branch in Supaul.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Supaul and Undraha.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Unity Small Finance Bank Limited in Undraha do not get mixed with another location.
Format of the IFSC Code UNBA0001082
This is the format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Unity Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Undraha in Supaul.
For example, the IFSC Code UNBA0001082 of Unity Small Finance Bank Limited for the Undraha branch includes these elements, identifying the bank and the branch location in Supaul and Bihar accurately.
How to Find IFSC Code for Unity Small Finance Bank Limited?
If you are trying to find the IFSC Code UNBA0001082 of Unity Small Finance Bank Limited for its Undraha branch located in Supaul, the following methods can help:
Cheque Book
The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Unity Small Finance Bank Limited branches in Supaul and Undraha, print them on the first page of your passbook.
Bank Website
Visit the official website of Unity Small Finance Bank Limited and navigate to the branch locator section. Search for Undraha or Supaul to get the exact IFSC Code UNBA0001082.
Mobile Banking App
If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Unity Small Finance Bank Limited and Supaul, you'll get the correct details.
How to Use IFSC Code UNBA0001082 for Online Transfers?
Once you have the IFSC Code UNBA0001082 for the Undraha branch of Unity Small Finance Bank Limited in Supaul, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UNBA0001082. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001082.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Unity Small Finance Bank Limited Undraha in Supaul, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Undraha, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Unity Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Supaul to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UNBA0001082.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is W/O Raghybans Kumar,Ward No 12,Vill-Arraha,Po-Sanskrit Nirmali,Ps-Karjaan Bazar,Taluka-Raghopur,Dist-Supaul,Bihar,Pin-854339 located in Supaul, Undraha, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.