There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Chanre branch in Sheikhpura, Chanre, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Unity Small Finance Bank Limited situated in Sheikhpura or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code UNBA0001025. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, Chanre, Sheikhpura

The table below shows the main details of the IFSC Code UNBA0001025 for the Unity Small Finance Bank Limited branch in Sheikhpura, which falls under the Chanre district in Bihar.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0001025
Branch Chanre
City Sheikhpura
District Chanre
State Bihar
Address S/O Dhanraj Prasad Singh,Pratima Bhawan,Near Hanuman Mandir,Vill-Chanre,Po-Abgil,Ps-Korma,Taluka-Sheikpura,Dist-Sheikhpura,Bihar-811105

These details help users in online banking and for businesses and individuals who use Unity Small Finance Bank Limited in Sheikhpura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001025 for the Chanre branch of Unity Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Unity Small Finance Bank Limited located in Chanre, Sheikhpura, Bihar, are allotted a unique IFSC like UNBA0001025 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sheikhpura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sheikhpura and Chanre.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Unity Small Finance Bank Limited in Chanre reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code UNBA0001025

This is the format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Unity Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chanre in Sheikhpura.

For example, the IFSC Code UNBA0001025 of Unity Small Finance Bank Limited for the Chanre branch includes these elements, identifying the bank and the branch location in Sheikhpura and Bihar accurately.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are trying to find the IFSC Code UNBA0001025 of Unity Small Finance Bank Limited for its Chanre branch located in Sheikhpura, the following methods can help:

Cheque Book

The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Unity Small Finance Bank Limited branches in Sheikhpura and Chanre, print them on the first page of your passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and navigate to the branch locator section. Search for Chanre or Sheikhpura to get the exact IFSC Code UNBA0001025.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Unity Small Finance Bank Limited and Sheikhpura, you'll get the correct details.

How to Use IFSC Code UNBA0001025 for Online Transfers?

Once you have the IFSC Code UNBA0001025 for the Chanre branch of Unity Small Finance Bank Limited in Sheikhpura, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UNBA0001025. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001025.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Unity Small Finance Bank Limited Chanre in Sheikhpura, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Chanre, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sheikhpura manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited in Chanre, Sheikhpura?

The IFSC Code is UNBA0001025.

Is the IFSC Code UNBA0001025 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Unity Small Finance Bank Limited Chanre?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chanre branch?

The address of the branch is S/O Dhanraj Prasad Singh,Pratima Bhawan,Near Hanuman Mandir,Vill-Chanre,Po-Abgil,Ps-Korma,Taluka-Sheikpura,Dist-Sheikhpura,Bihar-811105 located in Sheikhpura, Chanre, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.