There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Tara Dhamaun branch in Samastipur, Tata Dhamaun, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Unity Small Finance Bank Limited situated in Samastipur or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code UNBA0001008. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, Tara Dhamaun, Samastipur

Below in the table are the key details related to IFSC Code UNBA0001008 of Unity Small Finance Bank Limited for its branch located in Samastipur, within the district of Tata Dhamaun in the state of Bihar.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0001008
Branch Tara Dhamaun
City Samastipur
District Tata Dhamaun
State Bihar
Address W/O Raju Kumar,Village- Taradhamaun-Taluka-Patori,Po-Patori,Ps-Patori,District-Samastipur,Bihar-848504

These details help users in online banking and for businesses and individuals who use Unity Small Finance Bank Limited in Samastipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001008 for the Tara Dhamaun branch of Unity Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Unity Small Finance Bank Limited located in Tara Dhamaun, Samastipur, Bihar, are allotted a unique IFSC like UNBA0001008 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Samastipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Samastipur and Tata Dhamaun.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Unity Small Finance Bank Limited in Tara Dhamaun reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code UNBA0001008

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Unity Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tara Dhamaun in Samastipur.

For example, the IFSC Code UNBA0001008 of Unity Small Finance Bank Limited for the Tara Dhamaun branch includes these elements, identifying the bank and the branch location in Samastipur and Bihar accurately.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are trying to find the IFSC Code UNBA0001008 of Unity Small Finance Bank Limited for its Tara Dhamaun branch located in Samastipur, the following methods can help:

Cheque Book

The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Unity Small Finance Bank Limited branches in Samastipur and Tata Dhamaun, print them on the first page of your passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and navigate to the branch locator section. Search for Tara Dhamaun or Samastipur to get the exact IFSC Code UNBA0001008.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Unity Small Finance Bank Limited and Samastipur, you'll get the correct details.

How to Use IFSC Code UNBA0001008 for Online Transfers?

If you have the IFSC Code UNBA0001008 for the Tara Dhamaun branch of Unity Small Finance Bank Limited in Samastipur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UNBA0001008. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001008.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Unity Small Finance Bank Limited Tara Dhamaun in Samastipur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Tara Dhamaun, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Samastipur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited Tara Dhamaun Samastipur?

The IFSC Code of the Tara Dhamaun Samastipur branch is UNBA0001008.

Is IFSC Code UNBA0001008 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Unity Small Finance Bank Limited Tara Dhamaun branch?

The branch is located at W/O Raju Kumar,Village- Taradhamaun-Taluka-Patori,Po-Patori,Ps-Patori,District-Samastipur,Bihar-848504.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.