IFSC Code of Unity Small Finance Bank Limited, Kharghar, Navi Mumbai, Maharashtra — UNBA0000042

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Kharghar branch in Raigad, Navi Mumbai, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Unity Small Finance Bank Limited located in Raigad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UNBA0000042. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Unity Small Finance Bank Limited, Kharghar, Raigad

The table below shows the main details of the IFSC Code UNBA0000042 for the Unity Small Finance Bank Limited branch in Raigad, which falls under the Navi Mumbai district in Maharashtra.

These details help users in online banking and for businesses and individuals who use Unity Small Finance Bank Limited in Raigad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0000042 for the Kharghar branch of Unity Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Unity Small Finance Bank Limited located in Kharghar, Raigad, Maharashtra, are given a unique IFSC like UNBA0000042 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Raigad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Raigad and Navi Mumbai.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Unity Small Finance Bank Limited in Kharghar goes to the correct branch. This is important because Unity Small Finance Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UNBA0000042

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Unity Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kharghar in Raigad.

For example, the IFSC Code UNBA0000042 of Unity Small Finance Bank Limited for the Kharghar branch includes these elements, identifying the bank and the branch location in Raigad and Maharashtra accurately.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are trying to find the IFSC Code UNBA0000042 of Unity Small Finance Bank Limited for its Kharghar branch located in Raigad, the following methods can help:

Cheque Book

The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Unity Small Finance Bank Limited branches in Raigad and Navi Mumbai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and navigate to the branch locator section. Search for Kharghar or Raigad to get the exact IFSC Code UNBA0000042.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Unity Small Finance Bank Limited and Raigad, you'll get the correct details.

How to Use IFSC Code UNBA0000042 for Online Transfers?

If you have the IFSC Code UNBA0000042 for the Kharghar branch of Unity Small Finance Bank Limited in Raigad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UNBA0000042. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0000042.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Unity Small Finance Bank Limited Kharghar in Raigad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Kharghar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Unity Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Raigad to handle online money transfers and get their cheques cleared smoothly.