IFSC Code of Unity Small Finance Bank Limited, Agnipur, Agnipur, Odisha — UNBA0001009

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Unity Small Finance Bank Limited for its Agnipur branch in Nawrangapur, Agnipur, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Unity Small Finance Bank Limited located in Nawrangapur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UNBA0001009. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, Agnipur, Nawrangapur

Below in the table are the key details related to IFSC Code UNBA0001009 of Unity Small Finance Bank Limited for its branch located in Nawrangapur, within the district of Agnipur in the state of Odisha.

These details help users in online banking and for businesses and individuals who use Unity Small Finance Bank Limited in Nawrangapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001009 for the Agnipur branch of Unity Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Unity Small Finance Bank Limited located in Agnipur, Nawrangapur, Odisha, is provided with a unique IFSC like UNBA0001009 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Unity Small Finance Bank Limited branch in Nawrangapur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Nawrangapur and Agnipur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Unity Small Finance Bank Limited in Agnipur do not get mixed with another location.

Format of the IFSC Code UNBA0001009

This is the format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Unity Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Agnipur in Nawrangapur.

For example, the IFSC Code UNBA0001009 of Unity Small Finance Bank Limited for the Agnipur branch includes these elements, identifying the bank and the branch location in Nawrangapur and Odisha accurately.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are trying to find the IFSC Code UNBA0001009 of Unity Small Finance Bank Limited for its Agnipur branch located in Nawrangapur, the following methods can help:

Cheque Book

The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Unity Small Finance Bank Limited branches in Nawrangapur and Agnipur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and navigate to the branch locator section. Search for Agnipur or Nawrangapur to get the exact IFSC Code UNBA0001009.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Unity Small Finance Bank Limited and Nawrangapur, you'll get the correct details.

How to Use IFSC Code UNBA0001009 for Online Transfers?

Once you have the IFSC Code UNBA0001009 for the Agnipur branch of Unity Small Finance Bank Limited in Nawrangapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UNBA0001009. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001009.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Unity Small Finance Bank Limited Agnipur in Nawrangapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Unity Small Finance Bank Limited in Agnipur, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Unity Small Finance Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Nawrangapur manage online transfers as well as cheque clearances with ease.