Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Roonija branch in Nagaur, Roonija, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Unity Small Finance Bank Limited located in Nagaur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UNBA0001007. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, Roonija, Nagaur

Below in the table are the key details related to IFSC Code UNBA0001007 of Unity Small Finance Bank Limited for its branch located in Nagaur, within the district of Roonija in the state of Rajasthan.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0001007
Branch Roonija
City Nagaur
District Roonija
State Rajasthan
Address C/O Shakti Singh Rathore,Roonija,Nagaur,Village-Roonija,Post-Parbatsar,District-Nagaur,Rajasthan-341512

These details help users in online banking and for businesses and individuals who use Unity Small Finance Bank Limited in Nagaur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001007 for the Roonija branch of Unity Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UNBA0001007 is given to every bank branch, including Unity Small Finance Bank Limited located in Roonija, Nagaur, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Unity Small Finance Bank Limited branch in Nagaur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Nagaur and Roonija.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Unity Small Finance Bank Limited in Roonija doesn't end up at another location.

Format of the IFSC Code UNBA0001007

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Unity Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Roonija in Nagaur.

For example, the IFSC Code UNBA0001007 of Unity Small Finance Bank Limited for the Roonija branch has these elements, identifying the bank and the branch location in Nagaur and Rajasthan correctly.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are looking for the IFSC Code UNBA0001007 of Unity Small Finance Bank Limited for its Roonija branch located in Nagaur, the following methods can help:

Cheque Book

The cheque book that is issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Unity Small Finance Bank Limited branches in Nagaur and Roonija, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Unity Small Finance Bank Limited and look for the branch locator section, then search for Roonija or Nagaur to get the exact IFSC Code UNBA0001007.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Unity Small Finance Bank Limited and Nagaur, then it will provide you proper information.

How to Use IFSC Code UNBA0001007 for Online Transfers?

Once you have the IFSC Code UNBA0001007 for the Roonija branch of Unity Small Finance Bank Limited in Nagaur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UNBA0001007. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001007.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Unity Small Finance Bank Limited Roonija in Nagaur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Roonija, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nagaur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited Roonija Nagaur?

The IFSC Code of the Roonija Nagaur branch is UNBA0001007.

Is IFSC Code UNBA0001007 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Unity Small Finance Bank Limited Roonija branch?

The branch is located at C/O Shakti Singh Rathore,Roonija,Nagaur,Village-Roonija,Post-Parbatsar,District-Nagaur,Rajasthan-341512.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.