The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Central Plaza Kalina branch in Mumbai, Mumbai, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Unity Small Finance Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UNBA0000083. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Unity Small Finance Bank Limited, Central Plaza Kalina, Mumbai
Here are the key points that are associated with the IFSC Code UNBA0000083 of Unity Small Finance Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Unity Small Finance Bank Limited |
| IFSC Code | UNBA0000083 |
| Branch | Central Plaza Kalina |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | Unit G-3, Ground Floor, Central Plaza, 166, Cst Road,Kalina, Mumbai -400098 |
These details help users in online banking and for businesses and individuals who use Unity Small Finance Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0000083 for the Central Plaza Kalina branch of Unity Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Unity Small Finance Bank Limited located in Central Plaza Kalina, Mumbai, Maharashtra, are given a unique IFSC like UNBA0000083 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Unity Small Finance Bank Limited in Central Plaza Kalina goes to the correct branch. This is important because Unity Small Finance Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UNBA0000083
The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Unity Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Central Plaza Kalina in Mumbai.
For example, the IFSC Code UNBA0000083 of Unity Small Finance Bank Limited for the Central Plaza Kalina branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.
How to Find IFSC Code for Unity Small Finance Bank Limited?
If you are trying to find the IFSC Code UNBA0000083 of Unity Small Finance Bank Limited for its Central Plaza Kalina branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Unity Small Finance Bank Limited branches in Mumbai and Mumbai, print them on the first page of your passbook.
Bank Website
Visit the official website of Unity Small Finance Bank Limited and navigate to the branch locator section. Search for Central Plaza Kalina or Mumbai to get the exact IFSC Code UNBA0000083.
Mobile Banking App
If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Unity Small Finance Bank Limited and Mumbai, you'll get the correct details.
How to Use IFSC Code UNBA0000083 for Online Transfers?
Once you have the IFSC Code UNBA0000083 for the Central Plaza Kalina branch of Unity Small Finance Bank Limited in Mumbai, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UNBA0000083. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0000083.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Unity Small Finance Bank Limited Central Plaza Kalina in Mumbai, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Central Plaza Kalina, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Unity Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Central Plaza Kalina Mumbai branch is UNBA0000083.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Unit G-3, Ground Floor, Central Plaza, 166, Cst Road,Kalina, Mumbai -400098.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.