Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Unity Small Finance Bank Limited for its Tamasa branch in Malkangiri, Tamasa, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Unity Small Finance Bank Limited located in Malkangiri or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UNBA0001079. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, Tamasa, Malkangiri

The table below shows the main details of the IFSC Code UNBA0001079 for the Unity Small Finance Bank Limited branch in Malkangiri, which falls under the Tamasa district in Odisha.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0001079
Branch Tamasa
City Malkangiri
District Tamasa
State Odisha
Address Mv-43,Panasa,Dist-Malkangiri,Malkangiri Colony,Odisha,Pin-764048

These details are essential not only for online banking users but also for businesses and individuals who use Unity Small Finance Bank Limited in Malkangiri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001079 for the Tamasa branch of Unity Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Unity Small Finance Bank Limited located in Tamasa, Malkangiri, Odisha, is provided a unique IFSC like UNBA0001079 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Unity Small Finance Bank Limited branch in Malkangiri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Malkangiri and Tamasa.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Unity Small Finance Bank Limited in Tamasa do not get misguided to another person.

Format of the IFSC Code UNBA0001079

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Unity Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tamasa in Malkangiri.

For example, the IFSC Code UNBA0001079 of Unity Small Finance Bank Limited for the Tamasa branch includes these elements, identifying the bank and the branch location in Malkangiri and Odisha accurately.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are trying to find the IFSC Code UNBA0001079 of Unity Small Finance Bank Limited for its Tamasa branch located in Malkangiri, the following methods can help:

Cheque Book

The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Unity Small Finance Bank Limited branches in Malkangiri and Tamasa, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and navigate to the branch locator section. Search for Tamasa or Malkangiri to get the exact IFSC Code UNBA0001079.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Unity Small Finance Bank Limited and Malkangiri, you'll get the correct details.

How to Use IFSC Code UNBA0001079 for Online Transfers?

Once you have the IFSC Code UNBA0001079 for the Tamasa branch of Unity Small Finance Bank Limited in Malkangiri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UNBA0001079. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001079.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Unity Small Finance Bank Limited Tamasa in Malkangiri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Tamasa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Malkangiri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited in Tamasa, Malkangiri?

The IFSC Code is UNBA0001079.

Is the IFSC Code UNBA0001079 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Unity Small Finance Bank Limited Tamasa?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tamasa branch?

The address of the branch is Mv-43,Panasa,Dist-Malkangiri,Malkangiri Colony,Odisha,Pin-764048 located in Malkangiri, Tamasa, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.