The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Nahuni branch in Kendrapara, Nahuni, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Unity Small Finance Bank Limited located in Kendrapara or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UNBA0001065. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Unity Small Finance Bank Limited, Nahuni, Kendrapara

Here are the main details that are associated with the IFSC Code UNBA0001065 of Unity Small Finance Bank Limited for its branch located in Kendrapara, within the district of Nahuni in the state of Odisha.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0001065
Branch Nahuni
City Kendrapara
District Nahuni
State Odisha
Address C/O,Rashmikanta Biswal,At-Nahuni,Post Office-Tegarpada,Plot No-475/273,Via-Olaver,Police Station-Rajkanika,Dist-Kendrapara,Odisha,Pin-754227

These details are important not only for users using online banking but also for businesses and individuals who use Unity Small Finance Bank Limited in Kendrapara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UNBA0001065 for the Nahuni branch of Unity Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Unity Small Finance Bank Limited located in Nahuni, Kendrapara, Odisha, is provided with a unique IFSC like UNBA0001065 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Unity Small Finance Bank Limited branch in Kendrapara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kendrapara and Nahuni.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Unity Small Finance Bank Limited in Nahuni do not get mixed with another location.

Format of the IFSC Code UNBA0001065

This is the format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Unity Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nahuni in Kendrapara.

For example, the IFSC Code UNBA0001065 of Unity Small Finance Bank Limited for the Nahuni branch includes these elements, identifying the bank and the branch location in Kendrapara and Odisha accurately.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are looking for the IFSC Code UNBA0001065 of Unity Small Finance Bank Limited for its Nahuni branch located in Kendrapara, the following methods can help:

Cheque Book

The cheque book that is issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Unity Small Finance Bank Limited branches in Kendrapara and Nahuni, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Unity Small Finance Bank Limited and look for the branch locator section, then search for Nahuni or Kendrapara to get the exact IFSC Code UNBA0001065.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Unity Small Finance Bank Limited and Kendrapara, then it will provide you proper information.

How to Use IFSC Code UNBA0001065 for Online Transfers?

Once you have the IFSC Code UNBA0001065 for the Nahuni branch of Unity Small Finance Bank Limited in Kendrapara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UNBA0001065. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001065.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Unity Small Finance Bank Limited Nahuni in Kendrapara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Nahuni, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kendrapara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited in Nahuni, Kendrapara?

The IFSC Code is UNBA0001065.

Is the IFSC Code UNBA0001065 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Unity Small Finance Bank Limited Nahuni?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nahuni branch?

The address of the branch is C/O,Rashmikanta Biswal,At-Nahuni,Post Office-Tegarpada,Plot No-475/273,Via-Olaver,Police Station-Rajkanika,Dist-Kendrapara,Odisha,Pin-754227 located in Kendrapara, Nahuni, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.