The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Dariyapur branch in Hathras, Dariyapur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Unity Small Finance Bank Limited located in Hathras or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UNBA0001029. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Unity Small Finance Bank Limited, Dariyapur, Hathras

The table below shows the main details of the IFSC Code UNBA0001029 for the Unity Small Finance Bank Limited branch in Hathras, which falls under the Dariyapur district in Uttar Pradesh.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0001029
Branch Dariyapur
City Hathras
District Dariyapur
State Uttar Pradesh
Address Vill-Dariyapur,Block/Tehsil-Sasni,Dist-Hathras,State-Uttar Pradesh,204102

These details are crucial, not just for online banking users but also for businesses and individuals who use Unity Small Finance Bank Limited in Hathras for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001029 for the Dariyapur branch of Unity Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Unity Small Finance Bank Limited located in Dariyapur, Hathras, Uttar Pradesh, is provided with a unique IFSC like UNBA0001029 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Unity Small Finance Bank Limited branch in Hathras.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hathras and Dariyapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Unity Small Finance Bank Limited in Dariyapur do not get mixed with another location.

Format of the IFSC Code UNBA0001029

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Unity Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dariyapur in Hathras.

For example, the IFSC Code UNBA0001029 of Unity Small Finance Bank Limited for the Dariyapur branch includes these elements, identifying the bank and the branch location in Hathras and Uttar Pradesh accurately.

How to Find IFSC Code for Unity Small Finance Bank Limited?

To find the IFSC Code UNBA0001029 of Unity Small Finance Bank Limited for its Dariyapur branch located in Hathras, the following methods can help you out:

Cheque Book

The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Unity Small Finance Bank Limited branches in Hathras and Dariyapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and go to the branch locator section. Then search for Dariyapur or Hathras to find the exact IFSC Code UNBA0001029.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Unity Small Finance Bank Limited and Hathras will provide accurate information.

How to Use IFSC Code UNBA0001029 for Online Transfers?

Once you have the IFSC Code UNBA0001029 for the Dariyapur branch of Unity Small Finance Bank Limited in Hathras, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UNBA0001029. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001029.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Unity Small Finance Bank Limited Dariyapur in Hathras, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Dariyapur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hathras to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited in Dariyapur, Hathras?

The IFSC Code is UNBA0001029.

Is the IFSC Code UNBA0001029 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Unity Small Finance Bank Limited Dariyapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dariyapur branch?

The address of the branch is Vill-Dariyapur,Block/Tehsil-Sasni,Dist-Hathras,State-Uttar Pradesh,204102 located in Hathras, Dariyapur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.