Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Udyog Vihar Gurgaon branch in Gurgaon, Gurgaon, Haryana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Unity Small Finance Bank Limited located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UNBA0000619. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, Udyog Vihar Gurgaon, Gurgaon

The table below shows the main details of the IFSC Code UNBA0000619 for the Unity Small Finance Bank Limited branch in Gurgaon, which falls under the Gurgaon district in Haryana.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0000619
Branch Udyog Vihar Gurgaon
City Gurgaon
District Gurgaon
State Haryana
Address Ground Floor, Hall A , Enkay Centre,Vanijya Nikunj Udyog, Phase 5, Gurgaon-122001

These details are important not only for users using online banking but also for businesses and individuals who use Unity Small Finance Bank Limited in Gurgaon for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UNBA0000619 for the Udyog Vihar Gurgaon branch of Unity Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UNBA0000619 is given to every bank branch, including Unity Small Finance Bank Limited located in Udyog Vihar Gurgaon, Gurgaon, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Unity Small Finance Bank Limited branch in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gurgaon and Gurgaon.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Unity Small Finance Bank Limited in Udyog Vihar Gurgaon doesn't end up at another location.

Format of the IFSC Code UNBA0000619

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Unity Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Udyog Vihar Gurgaon in Gurgaon.

For example, the IFSC Code UNBA0000619 of Unity Small Finance Bank Limited for the Udyog Vihar Gurgaon branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are trying to find the IFSC Code UNBA0000619 of Unity Small Finance Bank Limited for its Udyog Vihar Gurgaon branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque books that are issued by Unity Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Unity Small Finance Bank Limited branches in Gurgaon and Gurgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and find the branch locator section. Search for Udyog Vihar Gurgaon or Gurgaon to get the exact IFSC Code UNBA0000619.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Unity Small Finance Bank Limited and Gurgaon that will provide accurate information.

How to Use IFSC Code UNBA0000619 for Online Transfers?

Once you have the IFSC Code UNBA0000619 for the Udyog Vihar Gurgaon branch of Unity Small Finance Bank Limited in Gurgaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UNBA0000619. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0000619.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Unity Small Finance Bank Limited Udyog Vihar Gurgaon in Gurgaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Udyog Vihar Gurgaon, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gurgaon manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited Udyog Vihar Gurgaon Gurgaon?

The IFSC Code of the Udyog Vihar Gurgaon Gurgaon branch is UNBA0000619.

Is IFSC Code UNBA0000619 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Unity Small Finance Bank Limited Udyog Vihar Gurgaon branch?

The branch is located at Ground Floor, Hall A , Enkay Centre,Vanijya Nikunj Udyog, Phase 5, Gurgaon-122001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.