Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Unity Small Finance Bank Limited for its Kanthari branch in Firozabad, Kanthari, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Unity Small Finance Bank Limited located in Firozabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UNBA0001046. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, Kanthari, Firozabad

Here are the key points that are associated with the IFSC Code UNBA0001046 of Unity Small Finance Bank Limited for its branch located in Firozabad, within the district of Kanthari in the state of Uttar Pradesh.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0001046
Branch Kanthari
City Firozabad
District Kanthari
State Uttar Pradesh
Address Village-Kanthari,Post Office-Shikhoabad,Tel-Shikhoabad,Dist-Firozabad,Uttar Pradesh-205133

These details help users in online banking and for businesses and individuals who use Unity Small Finance Bank Limited in Firozabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001046 for the Kanthari branch of Unity Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UNBA0001046 is given to every bank branch, including Unity Small Finance Bank Limited located in Kanthari, Firozabad, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Unity Small Finance Bank Limited branch in Firozabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Firozabad and Kanthari.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Unity Small Finance Bank Limited in Kanthari doesn't end up at another location.

Format of the IFSC Code UNBA0001046

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Unity Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kanthari in Firozabad.

For example, the IFSC Code UNBA0001046 of Unity Small Finance Bank Limited for the Kanthari branch includes these elements, identifying the bank and the branch location in Firozabad and Uttar Pradesh accurately.

How to Find IFSC Code for Unity Small Finance Bank Limited?

To find the IFSC Code UNBA0001046 of Unity Small Finance Bank Limited for its Kanthari branch located in Firozabad, the following methods can help you out:

Cheque Book

The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Unity Small Finance Bank Limited branches in Firozabad and Kanthari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and go to the branch locator section. Then search for Kanthari or Firozabad to find the exact IFSC Code UNBA0001046.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Unity Small Finance Bank Limited and Firozabad will provide accurate information.

How to Use IFSC Code UNBA0001046 for Online Transfers?

Once you have the IFSC Code UNBA0001046 for the Kanthari branch of Unity Small Finance Bank Limited in Firozabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UNBA0001046. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001046.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Unity Small Finance Bank Limited Kanthari in Firozabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Kanthari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Firozabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited in Kanthari, Firozabad?

The IFSC Code is UNBA0001046.

Is the IFSC Code UNBA0001046 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Unity Small Finance Bank Limited Kanthari?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kanthari branch?

The address of the branch is Village-Kanthari,Post Office-Shikhoabad,Tel-Shikhoabad,Dist-Firozabad,Uttar Pradesh-205133 located in Firozabad, Kanthari, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.