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IFSC Code of Unity Small Finance Bank Limited, East Patel Nagar, Delhi, Delhi — UNBA0000607

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Unity Small Finance Bank Limited for its East Patel Nagar branch in Delhi, Delhi, Delhi, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Unity Small Finance Bank Limited located in Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code UNBA0000607. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Unity Small Finance Bank Limited, East Patel Nagar, Delhi

The table below shows the main details of the IFSC Code UNBA0000607 for the Unity Small Finance Bank Limited branch in Delhi, which falls under the Delhi district in Delhi.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0000607
Branch East Patel Nagar
City Delhi
District Delhi
State Delhi
Address First Floor,9/28,East Patel Nagar,New Delhi-110008

These details are crucial, not just for online banking users but also for businesses and individuals who use Unity Small Finance Bank Limited in Delhi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0000607 for the East Patel Nagar branch of Unity Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Unity Small Finance Bank Limited located in East Patel Nagar, Delhi, Delhi, are given a unique IFSC like UNBA0000607 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Delhi and Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Unity Small Finance Bank Limited in East Patel Nagar goes to the correct branch. This is important because Unity Small Finance Bank Limited has thousands of branches in Delhi and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UNBA0000607

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Unity Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as East Patel Nagar in Delhi.

For example, the IFSC Code UNBA0000607 of Unity Small Finance Bank Limited for the East Patel Nagar branch includes these elements, identifying the bank and the branch location in Delhi and Delhi accurately.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are trying to find the IFSC Code UNBA0000607 of Unity Small Finance Bank Limited for its East Patel Nagar branch located in Delhi, the following methods can help:

Cheque Book

The cheque books that are issued by Unity Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Unity Small Finance Bank Limited branches in Delhi and Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and find the branch locator section. Search for East Patel Nagar or Delhi to get the exact IFSC Code UNBA0000607.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Unity Small Finance Bank Limited and Delhi that will provide accurate information.

How to Use IFSC Code UNBA0000607 for Online Transfers?

Once you have the IFSC Code UNBA0000607 for the East Patel Nagar branch of Unity Small Finance Bank Limited in Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UNBA0000607. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0000607.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Unity Small Finance Bank Limited East Patel Nagar in Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in East Patel Nagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Delhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited in East Patel Nagar, Delhi?

The IFSC Code is UNBA0000607.

Is the IFSC Code UNBA0000607 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Unity Small Finance Bank Limited East Patel Nagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the East Patel Nagar branch?

The address of the branch is First Floor,9/28,East Patel Nagar,New Delhi-110008 located in Delhi, Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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