Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Badan branch in Baran, Badan, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Unity Small Finance Bank Limited located in Baran or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UNBA0001013. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, Badan, Baran

Here are some of the key details that come with the IFSC Code UNBA0001013 of Unity Small Finance Bank Limited for its branch located in Baran, within the district of Badan in the state of Rajasthan.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0001013
Branch Badan
City Baran
District Badan
State Rajasthan
Address S/O Ramkalyan Kirad Indra Awas Colony Ward No 04 Vill-Badan, Po-Baran, Thana-Baran,Taluka-Baran,Dist-Baran,Rajasthan-325222

These details helps users in online banking and for businesses and individuals who use Unity Small Finance Bank Limited in Baran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001013 for the Badan branch of Unity Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UNBA0001013 is given to every bank branch, including Unity Small Finance Bank Limited located in Badan, Baran, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Unity Small Finance Bank Limited branch in Baran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Baran and Badan.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Unity Small Finance Bank Limited in Badan doesn't end up at another location.

Format of the IFSC Code UNBA0001013

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Unity Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Badan in Baran.

For example, the IFSC Code UNBA0001013 of Unity Small Finance Bank Limited for the Badan branch includes these elements, identifying the bank and the branch location in Baran and Rajasthan correctly.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are trying to find the IFSC Code UNBA0001013 of Unity Small Finance Bank Limited for its Badan branch located in Baran, the following methods can help:

Cheque Book

The cheque books that are issued by Unity Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Unity Small Finance Bank Limited branches in Baran and Badan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and find the branch locator section. Search for Badan or Baran to get the exact IFSC Code UNBA0001013.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Unity Small Finance Bank Limited and Baran that will provide accurate information.

How to Use IFSC Code UNBA0001013 for Online Transfers?

If you have the IFSC Code UNBA0001013 for the Badan branch of Unity Small Finance Bank Limited in Baran, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UNBA0001013. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001013.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Unity Small Finance Bank Limited Badan in Baran, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Badan, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Baran manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited Badan Baran?

The IFSC Code of the Badan Baran branch is UNBA0001013.

Is IFSC Code UNBA0001013 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Unity Small Finance Bank Limited Badan branch?

The branch is located at S/O Ramkalyan Kirad Indra Awas Colony Ward No 04 Vill-Badan, Po-Baran, Thana-Baran,Taluka-Baran,Dist-Baran,Rajasthan-325222.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.