Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Angaro Jabra branch in Banka, Angaro Jabra, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Unity Small Finance Bank Limited located in Banka or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UNBA0001012. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, Angaro Jabra, Banka

Here are the main details that are associated with the IFSC Code UNBA0001012 of Unity Small Finance Bank Limited for its branch located in Banka, within the district of Angaro Jabra in the state of Bihar.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0001012
Branch Angaro Jabra
City Banka
District Angaro Jabra
State Bihar
Address Viii-Angaru Jabra, Po-Puliya Jharna,Thana Bounsi,Dist-Banka,Pin-814104

These details help users in online banking and for businesses and individuals who use Unity Small Finance Bank Limited in Banka for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001012 for the Angaro Jabra branch of Unity Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Unity Small Finance Bank Limited located in Angaro Jabra, Banka, Bihar, are allotted a unique IFSC like UNBA0001012 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Banka.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Banka and Angaro Jabra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Unity Small Finance Bank Limited in Angaro Jabra reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code UNBA0001012

This is the format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Unity Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Angaro Jabra in Banka.

For example, the IFSC Code UNBA0001012 of Unity Small Finance Bank Limited for the Angaro Jabra branch includes these elements, identifying the bank and the branch location in Banka and Bihar accurately.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are trying to find the IFSC Code UNBA0001012 of Unity Small Finance Bank Limited for its Angaro Jabra branch located in Banka, the following methods can help:

Cheque Book

The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Unity Small Finance Bank Limited branches in Banka and Angaro Jabra, print them on the first page of your passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and navigate to the branch locator section. Search for Angaro Jabra or Banka to get the exact IFSC Code UNBA0001012.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Unity Small Finance Bank Limited and Banka, you'll get the correct details.

How to Use IFSC Code UNBA0001012 for Online Transfers?

If you have the IFSC Code UNBA0001012 for the Angaro Jabra branch of Unity Small Finance Bank Limited in Banka, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UNBA0001012. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001012.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Unity Small Finance Bank Limited Angaro Jabra in Banka, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Angaro Jabra, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Banka manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited in Angaro Jabra, Banka?

The IFSC Code is UNBA0001012.

Is the IFSC Code UNBA0001012 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Unity Small Finance Bank Limited Angaro Jabra?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Angaro Jabra branch?

The address of the branch is Viii-Angaru Jabra, Po-Puliya Jharna,Thana Bounsi,Dist-Banka,Pin-814104 located in Banka, Angaro Jabra, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.