There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Madhaula branch in Aligarh, Madhaula, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Unity Small Finance Bank Limited situated in Aligarh or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UNBA0001056. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, Madhaula, Aligarh

The table below shows the main details of the IFSC Code UNBA0001056 for the Unity Small Finance Bank Limited branch in Aligarh, which falls under the Madhaula district in Uttar Pradesh.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0001056
Branch Madhaula
City Aligarh
District Madhaula
State Uttar Pradesh
Address Village-Madhaula,Post Office-Madhaula,Tel-Gabhana,Dist-Aligarh,Uttar Pradesh-202143

These details are essential not only for online banking users but also for businesses and individuals who use Unity Small Finance Bank Limited in Aligarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0001056 for the Madhaula branch of Unity Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Unity Small Finance Bank Limited located in Madhaula, Aligarh, Uttar Pradesh, are allotted a unique IFSC like UNBA0001056 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Aligarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Aligarh and Madhaula.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Unity Small Finance Bank Limited in Madhaula reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code UNBA0001056

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Unity Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Madhaula in Aligarh.

For example, the IFSC Code UNBA0001056 of Unity Small Finance Bank Limited for the Madhaula branch includes these elements, identifying the bank and the branch location in Aligarh and Uttar Pradesh accurately.

How to Find IFSC Code for Unity Small Finance Bank Limited?

To find the IFSC Code UNBA0001056 of Unity Small Finance Bank Limited for its Madhaula branch located in Aligarh, the following methods can help you out:

Cheque Book

The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Unity Small Finance Bank Limited branches in Aligarh and Madhaula, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Unity Small Finance Bank Limited and go to the branch locator section. Then search for Madhaula or Aligarh to find the exact IFSC Code UNBA0001056.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Unity Small Finance Bank Limited and Aligarh will provide accurate information.

How to Use IFSC Code UNBA0001056 for Online Transfers?

Once you have the IFSC Code UNBA0001056 for the Madhaula branch of Unity Small Finance Bank Limited in Aligarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UNBA0001056. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0001056.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Unity Small Finance Bank Limited Madhaula in Aligarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Madhaula, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Aligarh manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited Madhaula Aligarh?

The IFSC Code of the Madhaula Aligarh branch is UNBA0001056.

Is IFSC Code UNBA0001056 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Unity Small Finance Bank Limited Madhaula branch?

The branch is located at Village-Madhaula,Post Office-Madhaula,Tel-Gabhana,Dist-Aligarh,Uttar Pradesh-202143.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.