Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of United Overseas Bank Limited for its Mumbai Branch branch in Mumbai, Mumbai, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of United Overseas Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UOVB00000SC. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for United Overseas Bank Limited, Mumbai Branch, Mumbai
The table below shows the main details of the IFSC Code UOVB00000SC for the United Overseas Bank Limited branch in Mumbai, which falls under the Mumbai district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | United Overseas Bank Limited |
| IFSC Code | UOVB00000SC |
| Branch | Mumbai Branch |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | United Overseas Bank Ltd, Unit 31, 32, 37, 3Rd Floor, 3Rd North Avenue, Maker Maxity, Bkc, Bandra East, Mumbai - 400051 |
These details help users in online banking and for businesses and individuals who use United Overseas Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UOVB00000SC for the Mumbai Branch branch of United Overseas Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including United Overseas Bank Limited located in Mumbai Branch, Mumbai, Maharashtra, is provided with a unique IFSC like UOVB00000SC to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the United Overseas Bank Limited branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for United Overseas Bank Limited in Mumbai Branch do not get mixed with another location.
Format of the IFSC Code UOVB00000SC
The format of the IFSC Code for banks, including United Overseas Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For United Overseas Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mumbai Branch in Mumbai.
For example, the IFSC Code UOVB00000SC of United Overseas Bank Limited for the Mumbai Branch branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.
How to Find IFSC Code for United Overseas Bank Limited?
If you are trying to find the IFSC Code UOVB00000SC of United Overseas Bank Limited for its Mumbai Branch branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by United Overseas Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including United Overseas Bank Limited branches in Mumbai and Mumbai, print them on the first page of your passbook.
Bank Website
Visit the official website of United Overseas Bank Limited and navigate to the branch locator section. Search for Mumbai Branch or Mumbai to get the exact IFSC Code UOVB00000SC.
Mobile Banking App
If you use United Overseas Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for United Overseas Bank Limited and Mumbai, you'll get the correct details.
How to Use IFSC Code UOVB00000SC for Online Transfers?
Once you have the IFSC Code UOVB00000SC for the Mumbai Branch branch of United Overseas Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UOVB00000SC. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and United Overseas Bank Limited IFSC Code UOVB00000SC.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the United Overseas Bank Limited Mumbai Branch in Mumbai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of United Overseas Bank Limited in Mumbai Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official United Overseas Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Mumbai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UOVB00000SC.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is United Overseas Bank Ltd, Unit 31, 32, 37, 3Rd Floor, 3Rd North Avenue, Maker Maxity, Bkc, Bandra East, Mumbai - 400051 located in Mumbai, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.