For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Yamunanagar branch in Yamunanagar, Yamunanagar, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Yamunanagar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UBIN0906191. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Yamunanagar, Yamunanagar

Below in the table are the key details related to IFSC Code UBIN0906191 of Union Bank Of India for its branch located in Yamunanagar, within the district of Yamunanagar in the state of Haryana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0906191
Branch Yamunanagar
City Yamunanagar
District Yamunanagar
State Haryana
Address Jagadhri Road, Nr. Telephone Exchange, Yamunanagar 135003

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Yamunanagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0906191 for the Yamunanagar branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Yamunanagar, Yamunanagar, Haryana, are allotted a unique IFSC like UBIN0906191 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Yamunanagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Yamunanagar and Yamunanagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Yamunanagar reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code UBIN0906191

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Yamunanagar in Yamunanagar.

For example, the IFSC Code UBIN0906191 of Union Bank Of India for the Yamunanagar branch includes these elements, identifying the bank and the branch location in Yamunanagar and Haryana accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0906191 of Union Bank Of India for its Yamunanagar branch located in Yamunanagar, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Yamunanagar and Yamunanagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Yamunanagar or Yamunanagar to get the exact IFSC Code UBIN0906191.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Yamunanagar, you'll get the correct details.

How to Use IFSC Code UBIN0906191 for Online Transfers?

Once you have the IFSC Code UBIN0906191 for the Yamunanagar branch of Union Bank Of India in Yamunanagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0906191. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0906191.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Yamunanagar in Yamunanagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Yamunanagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Yamunanagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Yamunanagar, Yamunanagar?

The IFSC Code is UBIN0906191.

Is the IFSC Code UBIN0906191 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Yamunanagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Yamunanagar branch?

The address of the branch is Jagadhri Road, Nr. Telephone Exchange, Yamunanagar 135003 located in Yamunanagar, Yamunanagar, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.