For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Dbu Agartala branch in West Tripura, Agartala, Tripura, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in West Tripura or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code UBIN0579122. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Dbu Agartala, West Tripura
Here are some of the key details that come with the IFSC Code UBIN0579122 of Union Bank Of India for its branch located in West Tripura, within the district of Agartala in the state of Tripura.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0579122 |
| Branch | Dbu Agartala |
| City | West Tripura |
| District | Agartala |
| State | Tripura |
| Address | Diamond Towers, Opposite City Centre,Hgbroad,Agartala-799001 |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in West Tripura for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0579122 for the Dbu Agartala branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Dbu Agartala, West Tripura, Tripura, are allotted a unique IFSC like UBIN0579122 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in West Tripura.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like West Tripura and Agartala.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Dbu Agartala reaches the right place, even though there are thousands of branches in Tripura and across India.
Format of the IFSC Code UBIN0579122
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dbu Agartala in West Tripura.
For example, the IFSC Code UBIN0579122 of Union Bank Of India for the Dbu Agartala branch includes these elements, identifying the bank and the branch location in West Tripura and Tripura accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0579122 of Union Bank Of India for its Dbu Agartala branch located in West Tripura, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in West Tripura and Agartala, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Dbu Agartala or West Tripura to get the exact IFSC Code UBIN0579122.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and West Tripura, then it will provide you proper information.
How to Use IFSC Code UBIN0579122 for Online Transfers?
Once you have the IFSC Code UBIN0579122 for the Dbu Agartala branch of Union Bank Of India in West Tripura, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0579122. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0579122.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Dbu Agartala in West Tripura may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Dbu Agartala, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in West Tripura manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0579122.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Diamond Towers, Opposite City Centre,Hgbroad,Agartala-799001 located in West Tripura, Agartala, Tripura.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.