For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Cggb Korumamidi branch in West Godavari, Korumamidi, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in West Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0CG7252. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Cggb Korumamidi, West Godavari

The table below shows the main details of the IFSC Code UBIN0CG7252 for the Union Bank Of India branch in West Godavari, which falls under the Korumamidi district in Andhra Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0CG7252
Branch Cggb Korumamidi
City West Godavari
District Korumamidi
State Andhra Pradesh
Address First Floor, D.No. 8 4,Koramamidi _X0013_ Post, Nidadavole Mandal

These details help users in online banking and for businesses and individuals who use Union Bank Of India in West Godavari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0CG7252 for the Cggb Korumamidi branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Cggb Korumamidi, West Godavari, Andhra Pradesh, is provided with a unique IFSC like UBIN0CG7252 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in West Godavari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like West Godavari and Korumamidi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Cggb Korumamidi do not get mixed with another location.

Format of the IFSC Code UBIN0CG7252

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Cggb Korumamidi in West Godavari.

For example, the IFSC Code UBIN0CG7252 of Union Bank Of India for the Cggb Korumamidi branch includes these elements, identifying the bank and the branch location in West Godavari and Andhra Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0CG7252 of Union Bank Of India for its Cggb Korumamidi branch located in West Godavari, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in West Godavari and Korumamidi, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Cggb Korumamidi or West Godavari to get the exact IFSC Code UBIN0CG7252.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and West Godavari, you'll get the correct details.

How to Use IFSC Code UBIN0CG7252 for Online Transfers?

Once you have the IFSC Code UBIN0CG7252 for the Cggb Korumamidi branch of Union Bank Of India in West Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0CG7252. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0CG7252.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Cggb Korumamidi in West Godavari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Cggb Korumamidi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in West Godavari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Cggb Korumamidi, West Godavari?

The IFSC Code is UBIN0CG7252.

Is the IFSC Code UBIN0CG7252 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Cggb Korumamidi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Cggb Korumamidi branch?

The address of the branch is First Floor, D.No. 8 4,Koramamidi _X0013_ Post, Nidadavole Mandal located in West Godavari, Korumamidi, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.