Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Tura branch in West Garo Hill, Tura, Meghalaya, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in West Garo Hill or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code UBIN0539210. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Tura, West Garo Hill
Below in the table are the key details related to IFSC Code UBIN0539210 of Union Bank Of India for its branch located in West Garo Hill, within the district of Tura in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0539210 |
| Branch | Tura |
| City | West Garo Hill |
| District | Tura |
| State | Meghalaya |
| Address | Baldarpara Road, At & Post Tura, Dist. West Garo Hills, Meghalaya, Pin - 794 001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in West Garo Hill for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0539210 for the Tura branch of Union Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Tura, West Garo Hill, Meghalaya, are allotted a unique IFSC like UBIN0539210 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in West Garo Hill.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like West Garo Hill and Tura.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Tura reaches the right place, even though there are thousands of branches in Meghalaya and across India.
Format of the IFSC Code UBIN0539210
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tura in West Garo Hill.
For example, the IFSC Code UBIN0539210 of Union Bank Of India for the Tura branch includes these elements, identifying the bank and the branch location in West Garo Hill and Meghalaya accurately.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0539210 of Union Bank Of India for its Tura branch located in West Garo Hill, the following methods can help:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Union Bank Of India branches in West Garo Hill and Tura, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Tura or West Garo Hill to get the exact IFSC Code UBIN0539210.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and West Garo Hill, you'll get the correct details.
How to Use IFSC Code UBIN0539210 for Online Transfers?
Once you have the IFSC Code UBIN0539210 for the Tura branch of Union Bank Of India in West Garo Hill, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0539210. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0539210.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Tura in West Garo Hill, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Tura, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in West Garo Hill to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0539210.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Baldarpara Road, At & Post Tura, Dist. West Garo Hills, Meghalaya, Pin - 794 001 located in West Garo Hill, Tura, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.