For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Srirangapuram branch in Wanaparthy, Srirangapuram, Telangana, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Wanaparthy or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0809501. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Srirangapuram, Wanaparthy
Here are some of the key details that come with the IFSC Code UBIN0809501 of Union Bank Of India for its branch located in Wanaparthy, within the district of Srirangapuram in the state of Telangana.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0809501 |
| Branch | Srirangapuram |
| City | Wanaparthy |
| District | Srirangapuram |
| State | Telangana |
| Address | Kurnool Road,Pebbair Postpebbair Mandal,Mahabub Nagar Dist |
These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Wanaparthy for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0809501 for the Srirangapuram branch of Union Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Srirangapuram, Wanaparthy, Telangana, are allotted a unique IFSC like UBIN0809501 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Wanaparthy.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Wanaparthy and Srirangapuram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Srirangapuram reaches the right place, even though there are thousands of branches in Telangana and across India.
Format of the IFSC Code UBIN0809501
The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Srirangapuram in Wanaparthy.
For example, the IFSC Code UBIN0809501 of Union Bank Of India for the Srirangapuram branch includes these elements, identifying the bank and the branch location in Wanaparthy and Telangana correctly.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0809501 of Union Bank Of India for its Srirangapuram branch located in Wanaparthy, the following methods can help:
Cheque Book
The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Wanaparthy and Srirangapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and find the branch locator section. Search for Srirangapuram or Wanaparthy to get the exact IFSC Code UBIN0809501.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Wanaparthy that will provide accurate information.
How to Use IFSC Code UBIN0809501 for Online Transfers?
Once you have the IFSC Code UBIN0809501 for the Srirangapuram branch of Union Bank Of India in Wanaparthy, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0809501. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0809501.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Srirangapuram in Wanaparthy, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Srirangapuram, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Wanaparthy manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Srirangapuram Wanaparthy branch is UBIN0809501.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Kurnool Road,Pebbair Postpebbair Mandal,Mahabub Nagar Dist.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.