Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Vizianagaram Cantonment branch in Vizainagaram, Vizainagaram, Andhra Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Vizainagaram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0572764. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Vizianagaram Cantonment, Vizainagaram
Here are the main details that are associated with the IFSC Code UBIN0572764 of Union Bank Of India for its branch located in Vizainagaram, within the district of Vizainagaram in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0572764 |
| Branch | Vizianagaram Cantonment |
| City | Vizainagaram |
| District | Vizainagaram |
| State | Andhra Pradesh |
| Address | Mig24Vivekananda Col Cantonment Vizianagarm Andhra Pradesh Pincode 530026 |
These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Vizainagaram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0572764 for the Vizianagaram Cantonment branch of Union Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Vizianagaram Cantonment, Vizainagaram, Andhra Pradesh, are allotted a unique IFSC like UBIN0572764 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vizainagaram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vizainagaram and Vizainagaram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Vizianagaram Cantonment reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code UBIN0572764
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vizianagaram Cantonment in Vizainagaram.
For example, the IFSC Code UBIN0572764 of Union Bank Of India for the Vizianagaram Cantonment branch includes these elements, identifying the bank and the branch location in Vizainagaram and Andhra Pradesh accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0572764 of Union Bank Of India for its Vizianagaram Cantonment branch located in Vizainagaram, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Vizainagaram and Vizainagaram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Vizianagaram Cantonment or Vizainagaram to find the exact IFSC Code UBIN0572764.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Vizainagaram will provide accurate information.
How to Use IFSC Code UBIN0572764 for Online Transfers?
Once you have the IFSC Code UBIN0572764 for the Vizianagaram Cantonment branch of Union Bank Of India in Vizainagaram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0572764. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0572764.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Vizianagaram Cantonment in Vizainagaram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Vizianagaram Cantonment, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Vizainagaram manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0572764.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mig24Vivekananda Col Cantonment Vizianagarm Andhra Pradesh Pincode 530026 located in Vizainagaram, Vizainagaram, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.