Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Tindivanam branch in Villupuram, Tindivanam, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Villupuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0555924. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Tindivanam, Villupuram
The table below shows the main details of the IFSC Code UBIN0555924 for the Union Bank Of India branch in Villupuram, which falls under the Tindivanam district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0555924 |
| Branch | Tindivanam |
| City | Villupuram |
| District | Tindivanam |
| State | Tamil Nadu |
| Address | New No.10, Old. No.26, New Mosque Street,Tindivanam, Villupuram District,Tamil Nadu, Pin 604 001 |
These details help users in online banking and for businesses and individuals who use Union Bank Of India in Villupuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0555924 for the Tindivanam branch of Union Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Tindivanam, Villupuram, Tamil Nadu, are allotted a unique IFSC like UBIN0555924 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Villupuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Villupuram and Tindivanam.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Tindivanam reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code UBIN0555924
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tindivanam in Villupuram.
For example, the IFSC Code UBIN0555924 of Union Bank Of India for the Tindivanam branch includes these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0555924 of Union Bank Of India for its Tindivanam branch located in Villupuram, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Villupuram and Tindivanam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Tindivanam or Villupuram to get the exact IFSC Code UBIN0555924.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Villupuram, then it will provide you proper information.
How to Use IFSC Code UBIN0555924 for Online Transfers?
Once you have the IFSC Code UBIN0555924 for the Tindivanam branch of Union Bank Of India in Villupuram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0555924. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0555924.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Tindivanam in Villupuram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Tindivanam, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Villupuram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0555924.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is New No.10, Old. No.26, New Mosque Street,Tindivanam, Villupuram District,Tamil Nadu, Pin 604 001 located in Villupuram, Tindivanam, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.