The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Turmamidi branch in Vikarabad, Turmamidi, Telangana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Vikarabad or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code UBIN0809802. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Turmamidi, Vikarabad

The table below shows the main details of the IFSC Code UBIN0809802 for the Union Bank Of India branch in Vikarabad, which falls under the Turmamidi district in Telangana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0809802
Branch Turmamidi
City Vikarabad
District Turmamidi
State Telangana
Address D.No.2-56/A,Turmamidi,Bantwaram Mandalvia Peddamul,Marpally Tq,R R D

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Vikarabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0809802 for the Turmamidi branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Turmamidi, Vikarabad, Telangana, are allotted a unique IFSC like UBIN0809802 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vikarabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Vikarabad and Turmamidi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Turmamidi reaches the right place, even though there are thousands of branches in Telangana and across India.

Format of the IFSC Code UBIN0809802

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Turmamidi in Vikarabad.

For example, the IFSC Code UBIN0809802 of Union Bank Of India for the Turmamidi branch includes these elements, identifying the bank and the branch location in Vikarabad and Telangana accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0809802 of Union Bank Of India for its Turmamidi branch located in Vikarabad, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Vikarabad and Turmamidi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Turmamidi or Vikarabad to get the exact IFSC Code UBIN0809802.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Vikarabad that will provide accurate information.

How to Use IFSC Code UBIN0809802 for Online Transfers?

Once you have the IFSC Code UBIN0809802 for the Turmamidi branch of Union Bank Of India in Vikarabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0809802. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0809802.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Turmamidi in Vikarabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Turmamidi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Vikarabad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Turmamidi, Vikarabad?

The IFSC Code is UBIN0809802.

Is the IFSC Code UBIN0809802 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Turmamidi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Turmamidi branch?

The address of the branch is D.No.2-56/A,Turmamidi,Bantwaram Mandalvia Peddamul,Marpally Tq,R R D located in Vikarabad, Turmamidi, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.