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IFSC Code of Union Bank Of India, Fi Dandupur, Varanasi, Uttar Pradesh — UBIN0565369

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Fi Dandupur branch in Varanasi, Varanasi, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Varanasi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0565369. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Fi Dandupur, Varanasi

Here are some of the key details that come with the IFSC Code UBIN0565369 of Union Bank Of India for its branch located in Varanasi, within the district of Varanasi in the state of Uttar Pradesh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0565369
Branch Fi Dandupur
City Varanasi
District Varanasi
State Uttar Pradesh
Address Dandupur Varanasi City Varanasi Distt Varanasi387130Uttar Pradesh

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Varanasi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0565369 for the Fi Dandupur branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0565369 is given to every bank branch, including Union Bank Of India located in Fi Dandupur, Varanasi, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Varanasi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Varanasi and Varanasi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Fi Dandupur doesn't end up at another location.

Format of the IFSC Code UBIN0565369

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fi Dandupur in Varanasi.

For example, the IFSC Code UBIN0565369 of Union Bank Of India for the Fi Dandupur branch includes these elements, identifying the bank and the branch location in Varanasi and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0565369 of Union Bank Of India for its Fi Dandupur branch located in Varanasi, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Varanasi and Varanasi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Fi Dandupur or Varanasi to find the exact IFSC Code UBIN0565369.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Varanasi will provide accurate information.

How to Use IFSC Code UBIN0565369 for Online Transfers?

Once you have the IFSC Code UBIN0565369 for the Fi Dandupur branch of Union Bank Of India in Varanasi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0565369. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0565369.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Fi Dandupur in Varanasi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Fi Dandupur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Varanasi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Fi Dandupur, Varanasi?

The IFSC Code is UBIN0565369.

Is the IFSC Code UBIN0565369 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Fi Dandupur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Fi Dandupur branch?

The address of the branch is Dandupur Varanasi City Varanasi Distt Varanasi387130Uttar Pradesh located in Varanasi, Varanasi, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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