The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Gidc Notified Area - Dehri branch in Valsad, Umbergaon, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Valsad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UBIN0541362. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Gidc Notified Area - Dehri, Valsad

The table below shows the main details of the IFSC Code UBIN0541362 for the Union Bank Of India branch in Valsad, which falls under the Umbergaon district in Gujarat.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0541362
Branch Gidc Notified Area - Dehri
City Valsad
District Umbergaon
State Gujarat
Address 42, G.I.D.C. Notified Area, Umbergaon, Dist. Valsad, Gujarat, Pin - 396 171.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Valsad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0541362 for the Gidc Notified Area - Dehri branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Gidc Notified Area - Dehri, Valsad, Gujarat, is provided a unique IFSC like UBIN0541362 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Valsad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Valsad and Umbergaon.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Gidc Notified Area - Dehri do not get misguided to another person.

Format of the IFSC Code UBIN0541362

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gidc Notified Area - Dehri in Valsad.

For example, the IFSC Code UBIN0541362 of Union Bank Of India for the Gidc Notified Area - Dehri branch includes these elements, identifying the bank and the branch location in Valsad and Gujarat accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0541362 of Union Bank Of India for its Gidc Notified Area - Dehri branch located in Valsad, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Valsad and Umbergaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Gidc Notified Area - Dehri or Valsad to find the exact IFSC Code UBIN0541362.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Valsad will provide accurate information.

How to Use IFSC Code UBIN0541362 for Online Transfers?

Once you have the IFSC Code UBIN0541362 for the Gidc Notified Area - Dehri branch of Union Bank Of India in Valsad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0541362. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0541362.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Gidc Notified Area - Dehri in Valsad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Gidc Notified Area - Dehri, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Valsad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Gidc Notified Area - Dehri, Valsad?

The IFSC Code is UBIN0541362.

Is the IFSC Code UBIN0541362 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Gidc Notified Area - Dehri?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gidc Notified Area - Dehri branch?

The address of the branch is 42, G.I.D.C. Notified Area, Umbergaon, Dist. Valsad, Gujarat, Pin - 396 171. located in Valsad, Umbergaon, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.