Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Chhiri branch in Valsad, Chhiri,Gujarat, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Valsad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UBIN0829986. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Chhiri, Valsad

The table below shows the main details of the IFSC Code UBIN0829986 for the Union Bank Of India branch in Valsad, which falls under the Chhiri,Gujarat district in Gujarat.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0829986
Branch Chhiri
City Valsad
District Chhiri,Gujarat
State Gujarat
Address Survey No 153/154/2/Paikeel,Shop No.17-20,Maher Residency,Chhiri,Vapi Gujarat

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Valsad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0829986 for the Chhiri branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0829986 is given to every bank branch, including Union Bank Of India located in Chhiri, Valsad, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Valsad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Valsad and Chhiri,Gujarat.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Chhiri doesn't end up at another location.

Format of the IFSC Code UBIN0829986

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chhiri in Valsad.

For example, the IFSC Code UBIN0829986 of Union Bank Of India for the Chhiri branch includes these elements, identifying the bank and the branch location in Valsad and Gujarat accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0829986 of Union Bank Of India for its Chhiri branch located in Valsad, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Valsad and Chhiri,Gujarat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Chhiri or Valsad to get the exact IFSC Code UBIN0829986.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Valsad that will provide accurate information.

How to Use IFSC Code UBIN0829986 for Online Transfers?

Once you have the IFSC Code UBIN0829986 for the Chhiri branch of Union Bank Of India in Valsad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0829986. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0829986.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Chhiri in Valsad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Chhiri, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Valsad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Chhiri, Valsad?

The IFSC Code is UBIN0829986.

Is the IFSC Code UBIN0829986 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Chhiri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chhiri branch?

The address of the branch is Survey No 153/154/2/Paikeel,Shop No.17-20,Maher Residency,Chhiri,Vapi Gujarat located in Valsad, Chhiri,Gujarat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.