IFSC Code of Union Bank Of India, Badkot, Badkot, Uttarakhand — UBIN0567078

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Badkot branch in Uttarkashi, Badkot, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Uttarkashi or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0567078. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Badkot, Uttarkashi

Below in the table are the key details related to IFSC Code UBIN0567078 of Union Bank Of India for its branch located in Uttarkashi, within the district of Badkot in the state of Uttarakhand.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Uttarkashi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0567078 for the Badkot branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0567078 is given to every bank branch, including Union Bank Of India located in Badkot, Uttarkashi, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Uttarkashi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Uttarkashi and Badkot.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Badkot doesn't end up at another location.

Format of the IFSC Code UBIN0567078

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Badkot in Uttarkashi.

For example, the IFSC Code UBIN0567078 of Union Bank Of India for the Badkot branch has these elements, identifying the bank and the branch location in Uttarkashi and Uttarakhand correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0567078 of Union Bank Of India for its Badkot branch located in Uttarkashi, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Uttarkashi and Badkot, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Badkot or Uttarkashi to get the exact IFSC Code UBIN0567078.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Uttarkashi, then it will provide you proper information.

How to Use IFSC Code UBIN0567078 for Online Transfers?

Once you have the IFSC Code UBIN0567078 for the Badkot branch of Union Bank Of India in Uttarkashi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0567078. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0567078.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Badkot in Uttarkashi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Badkot, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Uttarkashi manage their online transfers and cheque clearances easily.