Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Yellapur branch in Uttar Kannad, Yellapur, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Uttar Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UBIN0931519. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Yellapur, Uttar Kannad

The table below shows the main details of the IFSC Code UBIN0931519 for the Union Bank Of India branch in Uttar Kannad, which falls under the Yellapur district in Karnataka.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0931519
Branch Yellapur
City Uttar Kannad
District Yellapur
State Karnataka
Address Shree Venkataramana Math Bldg Yellapur Uttar Kannada

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Uttar Kannad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0931519 for the Yellapur branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Yellapur, Uttar Kannad, Karnataka, are given a unique IFSC like UBIN0931519 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Uttar Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Uttar Kannad and Yellapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Yellapur goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0931519

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Yellapur in Uttar Kannad.

For example, the IFSC Code UBIN0931519 of Union Bank Of India for the Yellapur branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0931519 of Union Bank Of India for its Yellapur branch located in Uttar Kannad, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Uttar Kannad and Yellapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Yellapur or Uttar Kannad to find the exact IFSC Code UBIN0931519.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Uttar Kannad will provide accurate information.

How to Use IFSC Code UBIN0931519 for Online Transfers?

If you have the IFSC Code UBIN0931519 for the Yellapur branch of Union Bank Of India in Uttar Kannad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0931519. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0931519.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Yellapur in Uttar Kannad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Yellapur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Uttar Kannad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Yellapur, Uttar Kannad?

The IFSC Code is UBIN0931519.

Is the IFSC Code UBIN0931519 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Yellapur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Yellapur branch?

The address of the branch is Shree Venkataramana Math Bldg Yellapur Uttar Kannada located in Uttar Kannad, Yellapur, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.