Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Dandeli branch in Uttar Kannad, Dandeli, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Uttar Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UBIN0901253. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Dandeli, Uttar Kannad
Here are some of the key details that come with the IFSC Code UBIN0901253 of Union Bank Of India for its branch located in Uttar Kannad, within the district of Dandeli in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0901253 |
| Branch | Dandeli |
| City | Uttar Kannad |
| District | Dandeli |
| State | Karnataka |
| Address | Inthru Complex, Near Bus Stand, P.B.No.16, J.N.Road, Dandeli 581325 |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Uttar Kannad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0901253 for the Dandeli branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Dandeli, Uttar Kannad, Karnataka, are allotted a unique IFSC like UBIN0901253 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Uttar Kannad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Uttar Kannad and Dandeli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Dandeli reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code UBIN0901253
The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dandeli in Uttar Kannad.
For example, the IFSC Code UBIN0901253 of Union Bank Of India for the Dandeli branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka correctly.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0901253 of Union Bank Of India for its Dandeli branch located in Uttar Kannad, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Uttar Kannad and Dandeli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Dandeli or Uttar Kannad to get the exact IFSC Code UBIN0901253.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Uttar Kannad, then it will provide you proper information.
How to Use IFSC Code UBIN0901253 for Online Transfers?
Once you have the IFSC Code UBIN0901253 for the Dandeli branch of Union Bank Of India in Uttar Kannad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0901253. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0901253.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Dandeli in Uttar Kannad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Dandeli, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Uttar Kannad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0901253.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Inthru Complex, Near Bus Stand, P.B.No.16, J.N.Road, Dandeli 581325 located in Uttar Kannad, Dandeli, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.