IFSC Code of Union Bank Of India, Banavasi, Banavasi, Karnataka — UBIN0913197

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Banavasi branch in Uttar Kannad, Banavasi, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Uttar Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UBIN0913197. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Banavasi, Uttar Kannad

Below in the table are the key details related to IFSC Code UBIN0913197 of Union Bank Of India for its branch located in Uttar Kannad, within the district of Banavasi in the state of Karnataka.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Uttar Kannad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0913197 for the Banavasi branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Banavasi, Uttar Kannad, Karnataka, is provided with a unique IFSC like UBIN0913197 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Uttar Kannad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Uttar Kannad and Banavasi.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Banavasi do not get mixed with another location.

Format of the IFSC Code UBIN0913197

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Banavasi in Uttar Kannad.

For example, the IFSC Code UBIN0913197 of Union Bank Of India for the Banavasi branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0913197 of Union Bank Of India for its Banavasi branch located in Uttar Kannad, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Uttar Kannad and Banavasi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Banavasi or Uttar Kannad to get the exact IFSC Code UBIN0913197.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Uttar Kannad, you'll get the correct details.

How to Use IFSC Code UBIN0913197 for Online Transfers?

Once you have the IFSC Code UBIN0913197 for the Banavasi branch of Union Bank Of India in Uttar Kannad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0913197. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0913197.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Banavasi in Uttar Kannad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Banavasi, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttar Kannad manage online transfers as well as cheque clearances with ease.