There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Ukhrul branch in Ukhrul, Ukhrul, Manipur, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Ukhrul or anywhere in Manipur can easily transfer funds instantly by using the correct IFSC Code UBIN0591092. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Ukhrul, Ukhrul
Here are the key points that are associated with the IFSC Code UBIN0591092 of Union Bank Of India for its branch located in Ukhrul, within the district of Ukhrul in the state of Manipur.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0591092 |
| Branch | Ukhrul |
| City | Ukhrul |
| District | Ukhrul |
| State | Manipur |
| Address | 1St Floor,Gandhi Chauk Phungreitang West Opp Gandhi Memorial R/O Ukhrul Town, Po And Ps Ukhrul-795142 |
These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Ukhrul for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0591092 for the Ukhrul branch of Union Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Ukhrul, Ukhrul, Manipur, is provided a unique IFSC like UBIN0591092 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Union Bank Of India branch in Ukhrul.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ukhrul and Ukhrul.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Manipur and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Ukhrul do not get misguided to another person.
Format of the IFSC Code UBIN0591092
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ukhrul in Ukhrul.
For example, the IFSC Code UBIN0591092 of Union Bank Of India for the Ukhrul branch includes these elements, identifying the bank and the branch location in Ukhrul and Manipur accurately.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0591092 of Union Bank Of India for its Ukhrul branch located in Ukhrul, the following methods can help:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Ukhrul and Ukhrul, print them on the first page of your passbook.
Bank Website
Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Ukhrul or Ukhrul to get the exact IFSC Code UBIN0591092.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Ukhrul, you'll get the correct details.
How to Use IFSC Code UBIN0591092 for Online Transfers?
If you have the IFSC Code UBIN0591092 for the Ukhrul branch of Union Bank Of India in Ukhrul, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0591092. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0591092.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Ukhrul in Ukhrul, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Ukhrul, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ukhrul manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ukhrul Ukhrul branch is UBIN0591092.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 1St Floor,Gandhi Chauk Phungreitang West Opp Gandhi Memorial R/O Ukhrul Town, Po And Ps Ukhrul-795142.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.