The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Pant Nagar Kichha branch in Udham Singh Nagar, Pant Nagar, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0573469. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Pant Nagar Kichha, Udham Singh Nagar
Below in the table are the key details related to IFSC Code UBIN0573469 of Union Bank Of India for its branch located in Udham Singh Nagar, within the district of Pant Nagar in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0573469 |
| Branch | Pant Nagar Kichha |
| City | Udham Singh Nagar |
| District | Pant Nagar |
| State | Uttarakhand |
| Address | Nr Badi Market G B Pant University Pant Nagar Uttarakhand Pincode 263145 |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Udham Singh Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0573469 for the Pant Nagar Kichha branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Pant Nagar Kichha, Udham Singh Nagar, Uttarakhand, are allotted a unique IFSC like UBIN0573469 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Udham Singh Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Udham Singh Nagar and Pant Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Pant Nagar Kichha reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code UBIN0573469
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Union Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pant Nagar Kichha in Udham Singh Nagar.
For example, the IFSC Code UBIN0573469 of Union Bank Of India for the Pant Nagar Kichha branch has these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand correctly.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0573469 of Union Bank Of India for its Pant Nagar Kichha branch located in Udham Singh Nagar, the following methods can help:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Union Bank Of India branches in Udham Singh Nagar and Pant Nagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Pant Nagar Kichha or Udham Singh Nagar to get the exact IFSC Code UBIN0573469.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Udham Singh Nagar, you'll get the correct details.
How to Use IFSC Code UBIN0573469 for Online Transfers?
Once you have the IFSC Code UBIN0573469 for the Pant Nagar Kichha branch of Union Bank Of India in Udham Singh Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0573469. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0573469.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Pant Nagar Kichha in Udham Singh Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Pant Nagar Kichha, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Udham Singh Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0573469.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Nr Badi Market G B Pant University Pant Nagar Uttarakhand Pincode 263145 located in Udham Singh Nagar, Pant Nagar, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.