IFSC Code of Union Bank Of India, Khali Mahuwat, Khatima, Uttarakhand- UBIN0919772

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Khali Mahuwat branch in Udham Singh Nagar, Khatima, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UBIN0919772. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Khali Mahuwat, Udham Singh Nagar

Below in the table are the key details related to IFSC Code UBIN0919772 of Union Bank Of India for its branch located in Udham Singh Nagar, within the district of Khatima in the state of Uttarakhand.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Udham Singh Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0919772 for the Khali Mahuwat branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Khali Mahuwat, Udham Singh Nagar, Uttarakhand, are given a unique IFSC like UBIN0919772 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Udham Singh Nagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Udham Singh Nagar and Khatima.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Khali Mahuwat goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0919772

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khali Mahuwat in Udham Singh Nagar.

For example, the IFSC Code UBIN0919772 of Union Bank Of India for the Khali Mahuwat branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0919772 of Union Bank Of India for its Khali Mahuwat branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Udham Singh Nagar and Khatima, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Khali Mahuwat or Udham Singh Nagar to get the exact IFSC Code UBIN0919772.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Udham Singh Nagar, then it will provide you proper information.

How to Use IFSC Code UBIN0919772 for Online Transfers?

Once you have the IFSC Code UBIN0919772 for the Khali Mahuwat branch of Union Bank Of India in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0919772. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0919772.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Khali Mahuwat in Udham Singh Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Khali Mahuwat, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udham Singh Nagar to handle online money transfers and get their cheques cleared smoothly.