For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Udalguri branch in Udalguri, Udalguri,Btad, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Udalguri or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UBIN0569852. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Udalguri, Udalguri

Here are the key points that are associated with the IFSC Code UBIN0569852 of Union Bank Of India for its branch located in Udalguri, within the district of Udalguri,Btad in the state of Assam.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0569852
Branch Udalguri
City Udalguri
District Udalguri,Btad
State Assam
Address Udalguri Branch Main Road Ward No 2 Udalguri Btad Assam Pincode 784509

These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Udalguri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0569852 for the Udalguri branch of Union Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Udalguri, Udalguri, Assam, is provided with a unique IFSC like UBIN0569852 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Udalguri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Udalguri and Udalguri,Btad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in Udalguri do not get mixed with another location.

Format of the IFSC Code UBIN0569852

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Udalguri in Udalguri.

For example, the IFSC Code UBIN0569852 of Union Bank Of India for the Udalguri branch includes these elements, identifying the bank and the branch location in Udalguri and Assam accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0569852 of Union Bank Of India for its Udalguri branch located in Udalguri, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Udalguri and Udalguri,Btad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Udalguri or Udalguri to find the exact IFSC Code UBIN0569852.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Udalguri will provide accurate information.

How to Use IFSC Code UBIN0569852 for Online Transfers?

Once you have the IFSC Code UBIN0569852 for the Udalguri branch of Union Bank Of India in Udalguri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0569852. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0569852.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Udalguri in Udalguri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Udalguri, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Udalguri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Udalguri, Udalguri?

The IFSC Code is UBIN0569852.

Is the IFSC Code UBIN0569852 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Udalguri?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Udalguri branch?

The address of the branch is Udalguri Branch Main Road Ward No 2 Udalguri Btad Assam Pincode 784509 located in Udalguri, Udalguri,Btad, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.