There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Attipara branch in Trivandrum, Thiruvananthapuram, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Trivandrum or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code UBIN0533645. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Attipara, Trivandrum
Here are some of the key details that come with the IFSC Code UBIN0533645 of Union Bank Of India for its branch located in Trivandrum, within the district of Thiruvananthapuram in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0533645 |
| Branch | Attipara |
| City | Trivandrum |
| District | Thiruvananthapuram |
| State | Kerala |
| Address | At Attipara,Post Kulathoor, Arasummood Junctiondist. Trivandrum, Kerala,Pin - 695 583. |
These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Trivandrum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0533645 for the Attipara branch of Union Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Attipara, Trivandrum, Kerala, are allotted a unique IFSC like UBIN0533645 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Trivandrum.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Trivandrum and Thiruvananthapuram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Attipara reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code UBIN0533645
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Attipara in Trivandrum.
For example, the IFSC Code UBIN0533645 of Union Bank Of India for the Attipara branch includes these elements, identifying the bank and the branch location in Trivandrum and Kerala accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0533645 of Union Bank Of India for its Attipara branch located in Trivandrum, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Trivandrum and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Attipara or Trivandrum to get the exact IFSC Code UBIN0533645.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Trivandrum, then it will provide you proper information.
How to Use IFSC Code UBIN0533645 for Online Transfers?
Once you have the IFSC Code UBIN0533645 for the Attipara branch of Union Bank Of India in Trivandrum, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0533645. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0533645.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Attipara in Trivandrum may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Attipara, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Trivandrum to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0533645.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At Attipara,Post Kulathoor, Arasummood Junctiondist. Trivandrum, Kerala,Pin - 695 583. located in Trivandrum, Thiruvananthapuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.