Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Athani (Dist. Ernakulam) branch in Trissur, Minalur (Athani), Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Trissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UBIN0533823. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Athani (Dist. Ernakulam), Trissur

Below in the table are the key details related to IFSC Code UBIN0533823 of Union Bank Of India for its branch located in Trissur, within the district of Minalur (Athani) in the state of Kerala.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0533823
Branch Athani (Dist. Ernakulam)
City Trissur
District Minalur (Athani)
State Kerala
Address At & Post Athani,Dist. Ernakulam, Kerala,Pin - 683 585.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Trissur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0533823 for the Athani (Dist. Ernakulam) branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Athani (Dist. Ernakulam), Trissur, Kerala, is provided a unique IFSC like UBIN0533823 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Trissur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Trissur and Minalur (Athani).
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Athani (Dist. Ernakulam) do not get misguided to another person.

Format of the IFSC Code UBIN0533823

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Athani (Dist. Ernakulam) in Trissur.

For example, the IFSC Code UBIN0533823 of Union Bank Of India for the Athani (Dist. Ernakulam) branch includes these elements, identifying the bank and the branch location in Trissur and Kerala accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0533823 of Union Bank Of India for its Athani (Dist. Ernakulam) branch located in Trissur, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Trissur and Minalur (Athani), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Athani (Dist. Ernakulam) or Trissur to find the exact IFSC Code UBIN0533823.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Trissur will provide accurate information.

How to Use IFSC Code UBIN0533823 for Online Transfers?

Once you have the IFSC Code UBIN0533823 for the Athani (Dist. Ernakulam) branch of Union Bank Of India in Trissur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0533823. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0533823.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Athani (Dist. Ernakulam) in Trissur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Athani (Dist. Ernakulam), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Trissur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Athani (Dist. Ernakulam), Trissur?

The IFSC Code is UBIN0533823.

Is the IFSC Code UBIN0533823 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Athani (Dist. Ernakulam)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Athani (Dist. Ernakulam) branch?

The address of the branch is At & Post Athani,Dist. Ernakulam, Kerala,Pin - 683 585. located in Trissur, Minalur (Athani), Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.