There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Siras (Dist Tonk) branch in Tonk, Siras, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Tonk or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code UBIN0539902. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Siras (Dist Tonk), Tonk

Here are the key points that are associated with the IFSC Code UBIN0539902 of Union Bank Of India for its branch located in Tonk, within the district of Siras in the state of Rajasthan.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0539902
Branch Siras (Dist Tonk)
City Tonk
District Siras
State Rajasthan
Address At Post Siras Teh. Niwai Dist. Tonk Rajasthan Pin 304020

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Tonk for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0539902 for the Siras (Dist Tonk) branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Siras (Dist Tonk), Tonk, Rajasthan, is provided a unique IFSC like UBIN0539902 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Tonk.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tonk and Siras.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Siras (Dist Tonk) do not get misguided to another person.

Format of the IFSC Code UBIN0539902

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siras (Dist Tonk) in Tonk.

For example, the IFSC Code UBIN0539902 of Union Bank Of India for the Siras (Dist Tonk) branch includes these elements, identifying the bank and the branch location in Tonk and Rajasthan correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0539902 of Union Bank Of India for its Siras (Dist Tonk) branch located in Tonk, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Tonk and Siras, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Siras (Dist Tonk) or Tonk to get the exact IFSC Code UBIN0539902.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Tonk that will provide accurate information.

How to Use IFSC Code UBIN0539902 for Online Transfers?

Once you have the IFSC Code UBIN0539902 for the Siras (Dist Tonk) branch of Union Bank Of India in Tonk, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0539902. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0539902.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Siras (Dist Tonk) in Tonk, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Siras (Dist Tonk), here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Tonk manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Siras (Dist Tonk), Tonk?

The IFSC Code is UBIN0539902.

Is the IFSC Code UBIN0539902 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Siras (Dist Tonk)?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Siras (Dist Tonk) branch?

The address of the branch is At Post Siras Teh. Niwai Dist. Tonk Rajasthan Pin 304020 located in Tonk, Siras, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.