There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Thiruvanaikoil branch in Tiruvannammalai, Tiruvannammalai, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Tiruvannammalai or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code UBIN0576506. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Thiruvanaikoil, Tiruvannammalai

Here are the key points that are associated with the IFSC Code UBIN0576506 of Union Bank Of India for its branch located in Tiruvannammalai, within the district of Tiruvannammalai in the state of Tamil Nadu.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0576506
Branch Thiruvanaikoil
City Tiruvannammalai
District Tiruvannammalai
State Tamil Nadu
Address N0 2 V S Nager Tiruvannammalai Tamilnadu Pin 620005

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Tiruvannammalai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0576506 for the Thiruvanaikoil branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Thiruvanaikoil, Tiruvannammalai, Tamil Nadu, is provided a unique IFSC like UBIN0576506 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Tiruvannammalai.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tiruvannammalai and Tiruvannammalai.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Thiruvanaikoil do not get misguided to another person.

Format of the IFSC Code UBIN0576506

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thiruvanaikoil in Tiruvannammalai.

For example, the IFSC Code UBIN0576506 of Union Bank Of India for the Thiruvanaikoil branch includes these elements, identifying the bank and the branch location in Tiruvannammalai and Tamil Nadu correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0576506 of Union Bank Of India for its Thiruvanaikoil branch located in Tiruvannammalai, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Tiruvannammalai and Tiruvannammalai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Thiruvanaikoil or Tiruvannammalai to find the exact IFSC Code UBIN0576506.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Tiruvannammalai will provide accurate information.

How to Use IFSC Code UBIN0576506 for Online Transfers?

Once you have the IFSC Code UBIN0576506 for the Thiruvanaikoil branch of Union Bank Of India in Tiruvannammalai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0576506. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0576506.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Thiruvanaikoil in Tiruvannammalai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Thiruvanaikoil, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tiruvannammalai manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Thiruvanaikoil, Tiruvannammalai?

The IFSC Code is UBIN0576506.

Is the IFSC Code UBIN0576506 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Thiruvanaikoil?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thiruvanaikoil branch?

The address of the branch is N0 2 V S Nager Tiruvannammalai Tamilnadu Pin 620005 located in Tiruvannammalai, Tiruvannammalai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.