Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Pn Road Tirupur branch in Tirupur, Tirupur, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Tirupur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0562238. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Pn Road Tirupur, Tirupur

Here are the main details that are associated with the IFSC Code UBIN0562238 of Union Bank Of India for its branch located in Tirupur, within the district of Tirupur in the state of Tamil Nadu.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0562238
Branch Pn Road Tirupur
City Tirupur
District Tirupur
State Tamil Nadu
Address Pn Road Tirupur Tirupur Tamil Nadu

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Tirupur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0562238 for the Pn Road Tirupur branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Pn Road Tirupur, Tirupur, Tamil Nadu, is provided a unique IFSC like UBIN0562238 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in Tirupur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tirupur and Tirupur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Pn Road Tirupur do not get misguided to another person.

Format of the IFSC Code UBIN0562238

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pn Road Tirupur in Tirupur.

For example, the IFSC Code UBIN0562238 of Union Bank Of India for the Pn Road Tirupur branch includes these elements, identifying the bank and the branch location in Tirupur and Tamil Nadu accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0562238 of Union Bank Of India for its Pn Road Tirupur branch located in Tirupur, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Tirupur and Tirupur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Pn Road Tirupur or Tirupur to get the exact IFSC Code UBIN0562238.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Tirupur, you'll get the correct details.

How to Use IFSC Code UBIN0562238 for Online Transfers?

Once you have the IFSC Code UBIN0562238 for the Pn Road Tirupur branch of Union Bank Of India in Tirupur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0562238. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0562238.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Pn Road Tirupur in Tirupur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Pn Road Tirupur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tirupur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Pn Road Tirupur Tirupur?

The IFSC Code of the Pn Road Tirupur Tirupur branch is UBIN0562238.

Is IFSC Code UBIN0562238 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Pn Road Tirupur branch?

The branch is located at Pn Road Tirupur Tirupur Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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