For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Ro Tirunelveli branch in Tirunelveli, Tirunelveli, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Tirunelveli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0579921. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Ro Tirunelveli, Tirunelveli
Here are the main details that are associated with the IFSC Code UBIN0579921 of Union Bank Of India for its branch located in Tirunelveli, within the district of Tirunelveli in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0579921 |
| Branch | Ro Tirunelveli |
| City | Tirunelveli |
| District | Tirunelveli |
| State | Tamil Nadu |
| Address | Bsnl Administrative Building,2Nd Floor,South Bypass Road,Vannarpettai |
These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Tirunelveli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0579921 for the Ro Tirunelveli branch of Union Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Ro Tirunelveli, Tirunelveli, Tamil Nadu, is provided a unique IFSC like UBIN0579921 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Union Bank Of India branch in Tirunelveli.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tirunelveli and Tirunelveli.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Ro Tirunelveli do not get misguided to another person.
Format of the IFSC Code UBIN0579921
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ro Tirunelveli in Tirunelveli.
For example, the IFSC Code UBIN0579921 of Union Bank Of India for the Ro Tirunelveli branch includes these elements, identifying the bank and the branch location in Tirunelveli and Tamil Nadu accurately.
How to Find IFSC Code for Union Bank Of India?
If you are looking for the IFSC Code UBIN0579921 of Union Bank Of India for its Ro Tirunelveli branch located in Tirunelveli, the following methods can help:
Cheque Book
The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Union Bank Of India branches in Tirunelveli and Tirunelveli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Ro Tirunelveli or Tirunelveli to get the exact IFSC Code UBIN0579921.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Tirunelveli, then it will provide you proper information.
How to Use IFSC Code UBIN0579921 for Online Transfers?
Once you have the IFSC Code UBIN0579921 for the Ro Tirunelveli branch of Union Bank Of India in Tirunelveli, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0579921. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0579921.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Ro Tirunelveli in Tirunelveli, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Ro Tirunelveli, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tirunelveli to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0579921.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bsnl Administrative Building,2Nd Floor,South Bypass Road,Vannarpettai located in Tirunelveli, Tirunelveli, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.